Youth and Teen Savings Match

We'll match any mix of deposits to your new Savings Account, up to $100

Mix and Match—$100 Savings Bonus

The Youth and Teen Savings "Mix and Match" Promotion has ended. For more information about this promotion, including details on bonus payouts, please refer to our Frequently Asked Questions.

Frequently Asked Questions

When will I see the Savings Match from Delta Community?

  • For qualifying accounts opened between March 1 and March 15, 2024, the Savings Match will be credited by May 10, 2024.
  • For qualifying accounts opened between March 16 and March 31, 2024, the Savings Match will be credited by May 24, 2024.
  • For qualifying accounts opened between April 11 and April 35, 2024, the Savings Match will be credited by June 7, 2024.
  • For qualifying accounts opened between April 16 and April 30, 2024, the Savings Match will be credited by June 21, 2024.

Reminder: Only funds deposited into the new Savings Account within the first 14 days of account opening AND that remain available in the account will be eligible for the Savings Match by Delta Community.

After the deposits are made and the 14 days are over, am I still eligible for the Savings Match if I withdraw my money?

No. To receive the full bonus match (up to $100) the funds must remain in the account until the deposit match is made by Delta Community.

If I send in my application on April 30, 2024, how long do I have to make deposits?

As long as applications are sent/postmarked by April 30, 2024, the deposits can be made for 14 days after the account is opened.

Which deposits will be matched?

All deposits made into new Savings Account within 14 days of account opening, up to $100, that remain in the account at the time of bonus payout will be matched.

  • EX: If $25 is deposited into the new Savings Account on day 1 and $75 is deposited into the new account on day 12, Delta Community Credit Union will deposit $100.
  • EX: If $250 is deposited into the new Savings Account on day 1, Delta Community Credit Union will deposit $100.
  • EX: If $100 is deposited into the new Savings Account on day 1 and $75 is withdrawn on day 14, Delta Community Credit Union will deposit $25.
  • EX: If $50 is deposited into the new Savings Account on day 1, $50 is deposited into the new Savings Account on day 7 and $75 is withdrawn on day 30, Delta Community Credit Union will deposit $25.

How does the Delta Community Youth and Teen Savings Match - "Mix and Match" promotion work?

From March 1 through April 30, first-time new member applicants 0 to 19 years old can open a new Delta Community Savings Account (no promo code required) to qualify for a Savings Match of up to $100. New member applicants will have 14 days (Funding Period) to make deposits into the new Savings Account and earn the Savings Match up to $100.

Who is eligible to participate in the Youth and Teen Savings Match - "Mix and Match" Promotion?

Delta Community’s Youth and Teen Savings Match - "Mix and Match" promotion is only open to applicants who are not yet members and are currently between the ages of 0 to 19 years old. Only new Savings Accounts opened between March 1, 2024 and April 30, 2024 are eligible. If you had a membership prior to March 1, 2024, you are not eligible for this promotion.

  • Any child, grandchild, sister, brother, niece, nephew or cousin (natural, legally adopted or step) 17 and younger can have a Savings Account, as long as they have a Joint Owner. The relative does not have to reside within Delta Community Credit Union’s geographic field of membership.
  • Applicants over 18 must be eligible to open a new Savings Account with Delta Community, by falling within one of our established fields of membership. View the eligibility requirements to open a new membership.

How can I apply for a new Savings Account if I am 12 and under?

Visit DeltaCommunityCU.com/YouthSavings and complete the 2-page Youth Savings Account Application. Once completed, there are multiple options to send the application in:

  • Upload the application via secure messaging in the Delta Community Mobile App or Online Banking
  • Mail the application to: P.O. Box 20541, Atlanta, GA 30320-2541
  • Fax the application to 404-677-4642
  • Bring the application to your local Delta Community branch

Ensure copy of Parent/Guardian Photo ID (Driver’s License, Passport, State ID) is included with application regardless of how it is submitted. As long as the application has been sent via Mobile App, direct mail or fax by April 30, 2024, the deposits can be made 14 days after the account is opened to still receive the Savings Match.

What do I need to complete a Delta Community Savings Account application?

For applicants ages 13 to 17 years old, the Savings Account can be opened online or in a Delta Community branch by applicant and the Joint Owner.

  • Applicant must provide: Date of birth, valid ID, Social Security number, and current physical address
  • Joint Applicant must provide: Date of birth, valid ID, and current physical address

For applicants age 18 to 19 years old, the Savings Account can be opened online or in a Delta Community branch.

  • Applicant must provide: Date of birth, valid ID, Social Security number, and current physical address

Am I required to have a joint owner on my new Savings Account?

Applicants age 17 and under must have a Joint Account Owner on their new Savings Account.

Who is eligible to be a Joint Owner on my new Savings Account?

A Joint Owner is, at least 18 years of age and possess a non-expired valid government-issued ID. Joint Owners must always be present on the Savings Account while the minor is under the age of 18, or the account will be closed.

Will applying for a Delta Community Savings Account impact my credit score?

No. A Delta Community Savings Account application will not appear on your credit report in any form.

What are the promotion disclosures for Delta Community’s Youth and Teen Savingd Match - "Mix and Match" Promotion?

Please see below for the disclosures for the Youth and Teen Savings Match – “Mix and Match” Promotion: Offer valid only for first-time Savings Accounts opened between March 1, 2024 and April 30, 2024 by members aged 0 through 19 at the time of account opening. Delta Community will match (a “Bonus Match”) the lesser of (1) total aggregate Savings deposits made within the first 14 days after account opening (the “Funding Period”), (2) the available balance of the Savings Account at the time of bonus fulfillment or (3) $100. The Bonus Match will be deposited into the Savings Account within 60 days of the new Savings Account Funding Period ending. A $5 minimum deposit is required for Delta Community membership, which will be included in the total aggregate deposits. To receive the Bonus Match, applicant must be eligible and qualify for membership and the account must be in good standing with deposit balances above zero, any applicable loan payments current and all accounts in compliance with any other terms, conditions and governing requirements until bonus fulfillment. An adult joint account owner is required for applicants under 18 years old. Offer can only be redeemed once per member and cannot be combined with other offers. Bonuses earned through this promotion are subject to IRS reporting. The Annual Percentage Yield for Savings is 0.25% as of April 1, 2024. Rates are subject to change.