Account Protection Overview
Overdraft Protection
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Overdraft Protection

What is it?

Delta Community's free Overdraft Protection service uses the funds in your other qualified accounts to cover insufficient funds in your Checking Account. By other qualified accounts, we mean your Savings, Money Market, Visa® or your Line of Credit. You choose which qualified accounts you want to link to your Checking Account other than your Savings Account, which is automatically linked.

There are no eligibility requirements unless you want to link a Visa, Overdraft Line of Credit or Personal Line of Credit, which are dependent on credit approval.

Want to sign up for Overdraft Protection?

It’s really simple. You can call us at 1-800-544-3328 or visit one of our branches, and we’d be happy to help you.

Still have questions? Review our Frequently Asked Questions.

*While not a fee, if Overdraft Protection is covered with a loan product, finance charges will accrue on unpaid outstanding balances.

Certain withdrawals (including overdraft transfers) from savings accounts and money market accounts are limited to six (6) per month. Overdraft transfers which exceed this limit may be denied or may incur fees. See Reg D FAQs for more information.


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