Retirement: not actually a zillion years away.
Planning for your future. Yikes! With everything that’s going on now, it’s probably the next-to-last thing on your mind (right before “the pros and cons of wearing suspenders”). But here’s the cool part: at this early stage of life, small choices now can make a big difference later.
Luckily, Delta Community Retirement & Investment Services is here to act as your consultant to help you figure out what’s next. Our advice? If you’re in your teens, twenties, or early thirties, focus on these goals first:
Spend less than you make. Stay out of debt and build your emergency fund for a rainy day.
Enroll in employer-sponsored benefits if you can.
Contribute to a 401(k) or IRA.
Plan ahead! Live healthy and choose your career carefully.
So what about all that “playing the stock market” stuff most banks talk about? Well, unless you just inherited a bunch of money from Old Aunt Ethel, it may be a while before you’re ready to tackle the investment market.
Then again, if you’ve built up your emergency fund and you’ve got $10,000 or more in your sock drawer, it's time to dive into the market. And yeah, we can help. Click here to learn more.
Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. FR011330-88D4