Vacation Loan
Make Your Bucket List Vacation Happen Responsibly
Save more and make your dream vacation or even a well-deserved sabbatical a reality with a Vacation Loan from Delta Community. With competitively low rates, why not plan now for that fall or winter vacation you’ve always wanted? Because getting away is not only good for you, these days, it’s essential. At Delta Community, we’re here to help you make taking a vacation easy and affordable without breaking the bank.
Learn More about Vacation Loan Apply Now for Vacation LoanOverview & Benefits
What is a Vacation Loan?
A Vacation Loan is an installment loan designed to help you travel when you want and do it responsibly. Whether you’re taking the family to the beach or planning your bucket list vacation, this loan will take you there. Choose the loan amount and term that works for you, your vacation and your budget.
Vacation Loan Benefits and Features
- A Vacation Loan helps you finance your vacation and travel expenses. With a fixed rate and term, your monthly payments won’t change.
- Competitive interest rates
- No collateral needed based on credit worthiness
- 12-month and 24-month payment terms available
- No penalty for early payoff
- Fast and easy approval process
Rates
Vacation Loan APR*
Find the Best Vacation Loan for Your Needs at a Low Rate
| Term | APR* | |
|---|---|---|
| Up to 12 months | 8.75% to 17.50% |
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| Up to 24 months | 9.00% to 17.75% |
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Try our credit calculators to answer some frequently asked questions on loan payments, balances and more.
*Rates expressed as APR-Annual Percentage Rate.
Fees
Vacation Loan Fees
| Fee Type | Amount | |
|---|---|---|
| Late Payment Fee for Consumer Loans | $25.00 per month late |
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| NSF for Returned Loan Payment, Personal Line of Credit Check or ACH | $25.00 |
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| Pay by Phone Loan Payment Transfer from a non-Delta Community account | $8.00 |
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©2024 Delta Community Credit Union.
EHL
Equal Housing Lender
NCUA
National Credit Union Administration, a U.S. Government Agency
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.