Blog Posts

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    2019 Tax Deadline Extension, IRA/HSA Contributions, and Paying Taxes

    By Delta Community

    This March the Treasury Department and Internal Revenue Service announced that the federal income tax filing due date is automatically extended from April 15, 2020, to July 15, 2020; this date change also automatically extends the ability to contribute to Individual Retirement Accounts/Health Savings Accounts for the 2019 tax year to July 15.

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    How a CD Can Boost Your Savings

    By Delta Community

    Do you have any CDs to go along with your savings and checking accounts? If not, then you should consider finding out more about them. Certificates of Deposit are a pretty easy way of letting your money grow more than it might in a checking or savings account.

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    How the Fed Cut Affects Current Consumer and Mortgage Loan Rates

    By Delta Community

    Recently, the U.S. Federal Reserve Bank's (the Fed) Federal Open Market Committee announced it would cut interest rates to a historic low, with the basic—or “benchmark”—U.S. interest rate now in a range of 0 to 0.25 percent. That's an incredibly low rate, and in response, there are a lot of very eager homeowners (or would-be new homeowners) intensely interested in refinancing their current loan or trying to get a new home loan right now.

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    Help Us Help You—Confirm Your Current Contact Information Today

    By Delta Community

    Have you moved your legal residence recently, either long-term or just temporarily? Or are you planning to move and getting everything ready for when you’re fully installed in your new home? If you’ve moved or will be moving, please let us know now! Updating your information annually is the best way to have your accounts in good shape. We really need to have all your current contact information for several important reasons. Read More

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    Check and Document Writing Tips to Help Prevent Fraud

    By Delta Community

    Since checks may be misused by crooks, you should take a few simple precautions when writing personal checks to help make them more resistant to being manipulated by anyone who wants to take your money and/or create problems with your checking account. Because of this year's date of 2020, there's one special detail to note when dating a check and other legal and financial documents.

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    It’s a Leap Year, So Is Your Money Jumping?

    By Delta Community

    What happens every four years that affects all of us—and isn't an election? It's leap year, and this year is a leap year! That means that in 2020, February has 29 days (February 29 is called a leap day), rather than its usual 28 days, and that this year will have a total of 366 days. Besides leap year babies having fewer birthday parties, are there other effects of a leap year? What happens because we have one more day in the calendar; specifically, how might it affect our finances, if at all?

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    Making the Most of Your 2019 Tax Refund, Commission or Bonus

    By Delta Community

    An expected refund, commission or bonus can inspire exciting plans for spending our big check. But remember: tax refunds are your money to begin with and you worked hard to earn your bonus.

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    New Year’s Financial Resolutions You Can Really Keep

    By Delta Community

    For many people, one thing the new year always brings is new year's resolutions—promises to ourselves and others that will take actions to alter—and usually improve—some (or many) aspects of our life. It's common for people to want to change their weight and exercise program, modify a personal relationship, do something different with their job or career, travel more, begin (or invest more time in) a hobby or sport. Even though the new year has begun, it's not too late to make or revise resolutions for the rest of the year.

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    2019 Tax Documents Are Ready to Download

    By Delta Community

    Tax season is here, and Delta Community members enrolled in Online Statements can now access their 2019 tax documents in Online Banking and in the Mobile App. You can view and download your documents or print hard copies.

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    Add an IRA to Your Tool Box

    By Delta Community

    With each new year comes new opportunities to set goals to improve your habits, health or wealth. While we can’t help you hit the gym more often, we can offer tips for improving your finances. Opening an Individual Retirement Account, or IRA, is a great way to save for the future, and the earlier you get started, the more time your savings has to grow.

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