Blog Posts

  1. Seven Sensible Stocking Stuffers

    One-Stop Holiday Shopping at Your Favorite Financial Institution

    Shopping is always a challenge during the holiday season. Even the savviest shoppers can be overwhelmed by long lists, crowded stores and multiple stops. At Delta Community Credit Union, we know that busy shoppers want to de-stress and make the most of their holiday time.

    Relax this holiday season and find gifts for everyone on your list with one convenient stop at your financial institution.

    Our team has found seven sensible stocking stuffers available at most credit unions and banks to help you spread the cheer this year: 

    1. Savings Account

    Now’s your chance to give a special child the gift of an early start on saving. Many credit unions offer accounts specifically structured for children.

    Delta Community’s Sandy Savers Account can be set up at birth (which also makes it an ideal gift for new parents). Our Cool Cash Kids and Quarterlife programs are designed for teenagers and young adults.

    When you establish a youth savings account you not only give the always-cool gift of money, you also offer an opportunity for financial education – a gift that keeps on giving.

    2. Cash

    Always the perfect size, color and style, cash is a great way to add some green to the holiday season.

    Drop by any Delta Community branch location for fresh, new bills and a free holiday currency envelope. Voila! You just finished gift-buying AND gift-wrapping!

    3. CD

    Give a present – with interest – when you choose a Certificate of Deposit for your loved one.
    CDs earn interest at a higher rate than a checking or savings account. Your deposited funds are set for a fixed term and you can access them once the certificate of deposit has matured.
    Delta Community’s personal certificates of deposits earn interest daily and have flexible terms to fit your financial needs. They’re perfect for young adults or people hoping to save for the future.

    4. Credit Union Membership

    When it comes to credit unions, not everyone knows about benefits such as low (or no!) fees on products and services and competitive rates on loans. You can share the wealth by spreading the word.

    Most credit unions require just $5 to open a Savings Account and many also offer incentives to new members AND the people who refer them. For example, Delta Community Credit Union’s Refer-A-Friend Program rewards up to $30 to the new member AND the person who referred them. It’s a win-win!

    5. Reward Points

    Reward points are a great way to get a little extra bang for your buck. You can use them to buy a wide variety of merchandise and super-convenient gift cards.

    Delta Community’s Reward Points Program also gives you the flexibility to choose options like cash back and travel - with no blackout dates! You can even donate your reward points to select charities to help a worthwhile cause and help you celebrate the spirit of the holiday season.

    Be sure to redeem your points by Dec. 15 to ensure your gift arrives by Christmas!

    6. Delta Community Credit Union Merchandise

    Find piggy banks, water bottles and clothing in the branch lobby of your financial institution.

    At Delta Community, our adorable piggy banks are not only popular stocking stuffers, they also benefit charity. Proceeds from the sale of merchandise in the Delta Community branch lobbies benefit Children’s Miracle Network.

    Make your dollars count twice this holiday season with gifts ranging from key chains to identity theft-protection wallets and everything in between.  

    7. Peace of Mind

    Secure your future by taking advantage of your credit union’s investment and insurance products, with services like identity protection or retirement planning.

    At Delta Community, our Retirement & Investment Services team is available at no cost to members to help you prepare for whatever the future holds.

    You may not be able to single-handedly achieve peace on earth, but you can find peace of mind: a thoughtful gift to your family and yourself.

    Don’t make holiday shopping more stressful than it needs to be. This year, choose smart, sensible, and financially savvy gifts from your financial institution. 

    Posted: December 04, 2014 by Delta Community