As a young adult, it is essential to establish a good credit history. One of the easiest ways to do this is with a credit card. However, with literally thousands of options in the market and your potential lack of a previous credit history, you may find the process of choosing the right card difficult. if you don’t have a record of paying bills, such as a gas or electric bill, then you probably don’t have a credit score and may have a hard time qualifying for a good credit card. Fortunately, the Delta Community Credit Union Young Adult Visa Card is a great option for those of you who may be in this very situation. If you're a young adult who wants to learn how to use credit wisely, then this is the perfect card for you. With low interest rates, no annual fee and up to 1,000 bonus points after your first purchase, this card suits the needs of any young adult. Read More
When you’re in your 20s, life is fast-paced with changes happening every moment. From switching jobs to constantly moving from apartment to apartment, your 20s can be a whirlwind, which makes it even more important to have a stable financial foundation.
While your fast metabolism and flexibility may disappear after your 20s, any financial debt you incur is here to stay until you pay it off. Therefore, it is essential to take responsibility of your finances in your 20s so you're not paying for it for the rest of your life. Check out these tips on reaching financial happiness before you hit your 30th birthday: Read More