Protect Your Dream. Protect Your Business.
You’ve worked hard to have your own business. Now it’s important that you protect it and its assets. Through Members Insurance Advisors*, our wholly owned subsidiary, you’ll find exactly what you need to cover every facet of your business that needs covering. And when we say exactly, that’s what we mean. At Members Insurance Advisors, we really listen to what you have to say, then research potential cost savings or coverage improvements and consult with you about the option that works best. You know Delta Community as the place committed to helping you get more out of your finances. Members Insurance Advisors does the same by helping you protect your business. Yes, there is a cost to doing business. But that cost doesn’t have to cost you if you shield your business with Members Insurance Advisors’ Insurance and Risk Management Services.
What Types of Insurance are Offered?
Members Insurance Advisors offers every type of insurance product that a business owner needs for true protection:
- Workers Compensation
- Property and General Liability
- Management Liability
- Business Auto
- Business-Related Life Insurance
Need Business Insurance?
Simply click here for more information or contact Members Insurance Advisors at 404-677-4131 or 866-444-4617. You can inquire by email at info@MembersIA.com.
Or, feel free to stop by their offices at:
1980 Satellite Blvd., NW
Duluth, GA 30097
Helpful Insurance Terms to Know
Insurance policies can be pretty hard to understand, unless your business is insurance. Here’s a list of general insurance terms that might help you when consulting with one of the Members Insurance Advisors specialists.
Commercial General Liability/Umbrella: Provides coverage on behalf of the insured for sums they may be legally required to pay to others as a result of the insured's actions or negligence. Policy may include coverage for bodily injury, property damage, personal injury, advertising injury, medical payments, and certain supplemental payments specified in the policy.
Commercial Property: Protects a business with an interest in physical property for its loss, or the loss of its income-producing abilities. Primarily covers buildings, contents, inventory, property in transit and at other locations, and loss of income due to a property loss.
Commercial Automobile: Protects against losses involving autos. Examples of coverage include bodily injury to others, property damage of others, medical payments, and collision and comprehensive coverage for physical damage to the insured's vehicle.
Employment Practices Liability: Covers the insured organization, its directors and officers, and often all employees for liability arising out of various employment-related offenses alleged to have been committed against its employees, such as wrongful termination, discrimination and sexual harassment.
Directors and Officers Liability: Protects the directors and officers of a corporation (and sometimes the corporation itself) against liability allegations arising out of their "wrongful acts" and reimburses the corporation when it is legally required or permitted to indemnify its directors and officers for their wrongful acts.
Life Insurance: Key man insurance and buy/sell agreements.
Workers Compensation and Employers Liability: Workers Compensation is a policy conforming to state law, which pays benefits to an employee or an employee's family if the employee suffers a job-related injury, including death or disease related to work.
*Members Insurance Advisors is a wholly-owned subsidiary of Delta Community Credit Union. Insurance products are not deposits of Delta Community Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Delta Community Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Delta Community Credit Union need not be purchased from Members Insurance Advisors and may be purchased from an agent or an insurance company of the Member’s choice. Business conducted with Members Insurance Advisors is separate and distinct from any business conducted with Delta Community Credit Union.