Dividend Rates

Certificate of Deposit Accounts

Term Rate APY*
6 Month 1.98% 2.00%
Term:
6 Month
Rate:
1.98%
APY*:
2.00%
12 Month 4.65% 4.75%
Term:
12 Month
Rate:
4.65%
APY*:
4.75%
24 Month 4.89% 5.00%
Term:
24 Month
Rate:
4.89%
APY*:
5.00%
36 Month 4.26% 4.35%
Term:
36 Month
Rate:
4.26%
APY*:
4.35%
60 Month 4.26% 4.35%
Term:
60 Month
Rate:
4.26%
APY*:
4.35%

An early withdrawal penalty may be imposed on Certificates of Deposit.
Minimum Opening Deposit: $1,000.00
Minimum Balance: $1,000.00

Checking Accounts

Tier Rate Rate APY*
$0.01 - $4,999.99 0.00% 0.00%
Tier Rate:
$0.01 - $4,999.99
Rate:
0.00%
APY*:
0.00%
$5,000.00 - $24,999.99 0.01% 0.01%
Tier Rate:
$5,000.00 - $24,999.99
Rate:
0.01%
APY*:
0.01%
$25,000.00 - and above 0.02% 0.02%
Tier Rate:
$25,000.00 - and above
Rate:
0.02%
APY*:
0.02%

Minimum Opening Deposit/Minimum Balance: None
Minimum Balance to Earn Dividends: $5,000.00

Money Market Accounts

Tier Rate Rate APY*
$1,000.00 - $9,999.99 0.45% 0.45%
Tier Rate:
$1,000.00 - $9,999.99
Rate:
0.45%
APY*:
0.45%
$10,000.00 - $24,999.99 0.50% 0.50%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.50%
APY*:
0.50%
$25,000.00 - $49,999.99 0.60% 0.60%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.60%
APY*:
0.60%
$50,000.00 - $99,999.99 0.80% 0.80%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.80%
APY*:
0.80%
$100,000.00 - $249,999.99 0.85% 0.85%
Tier Rate:
$100,000.00 - $249,999.99
Rate:
0.85%
APY*:
0.85%
$250,000.00 - $499,999.99 0.85% 0.85%
Tier Rate:
$250,000.00 - $499,999.99
Rate:
0.85%
APY*:
0.85%
$500,000.00 - $999,999.99 1.24% 1.25%
Tier Rate:
$500,000.00 - $999,999.99
Rate:
1.24%
APY*:
1.25%
$1,000,000.00 - and above 1.74% 1.75%
Tier Rate:
$1,000,000.00 - and above
Rate:
1.74%
APY*:
1.75%

Minimum Opening Deposit: None
Minimum Balance to Earn Dividends: $1,000.00

Savings Accounts

Tier Rate Rate APY*
$0.01 and up 0.25% 0.25%
Tier Rate:
$0.01 and up
Rate:
0.25%
APY*:
0.25%

Minimum Opening Deposit: $5.00
Minimum Balance: $5.00

Health Savings Accounts

Tier Rate Rate APY*
$0 - $499.99 0.45% 0.45%
Tier Rate:
$0 - $499.99
Rate:
0.45%
APY*:
0.45%
$500.00 - $9,999.99 0.45% 0.45%
Tier Rate:
$500.00 - $9,999.99
Rate:
0.45%
APY*:
0.45%
$10,000.00 - $24,999.99 0.50% 0.50%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.50%
APY*:
0.50%
$25,000.00 - $49,999.99 0.60% 0.60%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.60%
APY*:
0.60%
$50,000.00 - $99,999.99 0.80% 0.80%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.80%
APY*:
0.80%
$100,000.00 - and above 0.85% 0.85%
Tier Rate:
$100,000.00 - and above
Rate:
0.85%
APY*:
0.85%

Individual Retirement Accounts/Coverdell Educational Savings Accounts

Tier Rate Rate APY*
$0 - $9,999.99 0.45% 0.45%
Tier Rate:
$0 - $9,999.99
Rate:
0.45%
APY*:
0.45%
$10,000.00 - $24,999.99 0.50% 0.50%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.50%
APY*:
0.50%
$25,000.00 - $49,999.99 0.60% 0.60%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.60%
APY*:
0.60%
$50,000.00 - $99,999.99 0.80% 0.80%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.80%
APY*:
0.80%
$100,000.00 - $249,999.99 0.85% 0.85%
Tier Rate:
$100,000.00 - $249,999.99
Rate:
0.85%
APY*:
0.85%
$250,000.00 - $499,999.99 0.85% 0.85%
Tier Rate:
$250,000.00 - $499,999.99
Rate:
0.85%
APY*:
0.85%
$500,000.00 - $999,999.99 1.24% 1.25%
Tier Rate:
$500,000.00 - $999,999.99
Rate:
1.24%
APY*:
1.25%
$1,000,000.00 - and above 1.74% 1.75%
Tier Rate:
$1,000,000.00 - and above
Rate:
1.74%
APY*:
1.75%

IRA CDs

Term Rate APY*
12 Month 4.65% 4.75%
Term:
12 Month
Rate:
4.65%
APY*:
4.75%
24 Month 4.89% 5.00%
Term:
24 Month
Rate:
4.89%
APY*:
5.00%
36 Month 4.26% 4.35%
Term:
36 Month
Rate:
4.26%
APY*:
4.35%
60 Month 4.26% 4.35%
Term:
60 Month
Rate:
4.26%
APY*:
4.35%

An early withdrawal penalty may be imposed on Certificates of Deposit.
Minimum Opening Deposit: $1,000.00
Minimum Balance: $1,000.00

*APY=annual percentage yield • Rates subject to change • APYs provided are current as of the first day of the current month • Fees may reduce earnings.