Dividend Rates

Certificate of Deposit Accounts

Term Rate APY*
6 Month 0.74% 0.75%
Term:
6 Month
Rate:
0.74%
APY*:
0.75%
12 Month 3.20% 3.25%
Term:
12 Month
Rate:
3.20%
APY*:
3.25%
24 Month 3.44% 3.50%
Term:
24 Month
Rate:
3.44%
APY*:
3.50%
36 Month 3.54% 3.60%
Term:
36 Month
Rate:
3.54%
APY*:
3.60%
60 Month 3.92% 4.00%
Term:
60 Month
Rate:
3.92%
APY*:
4.00%

An early withdrawal penalty may be imposed on Certificates of Deposit.
Minimum Opening Deposit: $1,000.00
Minimum Balance: $1,000.00

Checking Accounts

Tier Rate Rate APY*
$0.01 - $4,999.99 0.00% 0.00%
Tier Rate:
$0.01 - $4,999.99
Rate:
0.00%
APY*:
0.00%
$5,000.00 - $24,999.99 0.01% 0.01%
Tier Rate:
$5,000.00 - $24,999.99
Rate:
0.01%
APY*:
0.01%
$25,000.00 - and above 0.02% 0.02%
Tier Rate:
$25,000.00 - and above
Rate:
0.02%
APY*:
0.02%

Minimum Opening Deposit/Minimum Balance: None
Minimum Balance to Earn Dividends: $5,000.00

Money Market Accounts

Tier Rate Rate APY*
$1,000.00 - $9,999.99 0.40% 0.40%
Tier Rate:
$1,000.00 - $9,999.99
Rate:
0.40%
APY*:
0.40%
$10,000.00 - $24,999.99 0.45% 0.45%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.45%
APY*:
0.45%
$25,000.00 - $49,999.99 0.55% 0.55%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.55%
APY*:
0.55%
$50,000.00 - $99,999.99 0.70% 0.70%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.70%
APY*:
0.70%
$100,000.00 - and above 0.75% 0.75%
Tier Rate:
$100,000.00 - and above
Rate:
0.75%
APY*:
0.75%

Minimum Opening Deposit: None
Minimum Balance to Earn Dividends: $1,000.00

Savings Accounts

Tier Rate Rate APY*
$0.01 and up 0.20% 0.20%
Tier Rate:
$0.01 and up
Rate:
0.20%
APY*:
0.20%

Minimum Opening Deposit: $5.00
Minimum Balance: $5.00

Health Savings Accounts

Tier Rate Rate APY*
$0 - $9,999.99 0.40% 0.40%
Tier Rate:
$0 - $9,999.99
Rate:
0.40%
APY*:
0.40%
$10,000.00 - $24,999.99 0.45% 0.45%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.45%
APY*:
0.45%
$25,000.00 - $49,999.99 0.55% 0.55%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.55%
APY*:
0.55%
$50,000.00 - $99,999.99 0.70% 0.70%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.70%
APY*:
0.70%
$100,000.00 - and above 0.75% 0.75%
Tier Rate:
$100,000.00 - and above
Rate:
0.75%
APY*:
0.75%

Individual Retirement Accounts/Coverdell Educational Savings Accounts

Tier Rate Rate APY*
$0 - $9,999.99 0.40% 0.40%
Tier Rate:
$0 - $9,999.99
Rate:
0.40%
APY*:
0.40%
$10,000.00 - $24,999.99 0.45% 0.45%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.45%
APY*:
0.45%
$25,000.00 - $49,999.99 0.55% 0.55%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.55%
APY*:
0.55%
$50,000.00 - $99,999.99 0.70% 0.70%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.70%
APY*:
0.70%
$100,000.00 - and above 0.75% 0.75%
Tier Rate:
$100,000.00 - and above
Rate:
0.75%
APY*:
0.75%

IRA CDs

Term Rate APY*
12 Month 3.20% 3.25%
Term:
12 Month
Rate:
3.20%
APY*:
3.25%
24 Month 3.44% 3.50%
Term:
24 Month
Rate:
3.44%
APY*:
3.50%
36 Month 3.54% 3.60%
Term:
36 Month
Rate:
3.54%
APY*:
3.60%
60 Month 3.92% 4.00%
Term:
60 Month
Rate:
3.92%
APY*:
4.00%

An early withdrawal penalty may be imposed on Certificates of Deposit.
Minimum Opening Deposit: $1,000.00
Minimum Balance: $1,000.00

*APY=annual percentage yield • Rates subject to change • APYs provided are accurate as of December 17, 2021 • Fees may reduce earnings.