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Coverdell ESA assets not used by the designated beneficiary’s 30th birthday will be distributed within 30 days as taxable income to the designated beneficiary. Or, the funds may be rolled over to an eligible family member’s Coverdell ESA.
For a complete list of eligible family members, please refer to IRS Publication 970: Tax Benefits for Education, which can be found at www.irs.gov.
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
