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Consumer Loan Payoff Inquiry

My loan was financed for 36 months and the payoff date should be next month. However, it appears that according to the balance remaining it will not be paid off.

If the loan is paid each month with the payment met on the scheduled due dates, the maturity date will stand. The maturity date depends on if you pay each month without using a payment holiday or incur late or missing payments. Please check your past statements for any break in payment activity.

If I pay my loan off today, why isn't the payoff amount lower? Wouldn't I be saving on the interest?

Interest accrues daily and is not added to the end of the loan. Your payoff balance includes the balance due plus any interest unpaid since your last payment.

Consumer Loan Payoff Inquiry

My loan was financed for 36 months and the payoff date should be next month. However, it appears that according to the balance remaining it will not be paid off.

If I pay my loan off today, why isn't the payoff amount lower? Wouldn't I be saving on the interest?

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EHL

Equal Housing Lender

NCUA

National Credit Union Administration, a U.S. Government Agency