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Important Notice
You are accessing a secure site. Some areas such as Online Banking contain confidential information which is restricted to authorized persons only. Unauthorized access to these areas is not permitted and constitutes a crime punishable by law. Violators will be prosecuted to the fullest extent of the law.
Yes, the dividend rates are subject to change on a monthly basis and are posted on the first day of the month in the Delta Community branches and on our web site. The rate changes are also reflected on each monthly statement.
Dividends are calculated on a daily basis. You take your previous balance and multiply by the interest rate and then divide that by 365. This is the daily interest earned. You take this and multiply by the number of days your balance stayed that amount. Any time your balance changes; you will have to perform this calculation.
The dividend payment is based on the actual number of days in the month and the actual number of days in the year. Therefore, during a leap year, the number of days is based on 366. Our dividends are earned on a daily basis.
You may have your dividends deposited to another share or issued by check and mailed to you. To set this up, send a message from within Online Banking from Contact Us under Additional Services or fax a written, signed request to the Deposit Services at 404-677-4802. Please indicate your correct address for verification purposes.
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
