Welcome, log in to Online Banking
Important Notice
You are accessing a secure site. Some areas such as Online Banking contain confidential information which is restricted to authorized persons only. Unauthorized access to these areas is not permitted and constitutes a crime punishable by law. Violators will be prosecuted to the fullest extent of the law.
Statements are mailed annually throughout the year.
Delta Community Credit Union sends one statement to the primary borrower at the current mailing address.
It is likely that your monthly amount will change since a fluctuation in tax and/or insurance premiums is common. You will be notified of any changes on your annual escrow statement.
Your hazard insurance premium may have decreased or increased if you changed the type or extent of your insurance coverage, or your insurance company may have changed your insurance rate. Also, if you received a refund check after changing your insurance provider and did not deposit this back to your escrow account, this may cause a shortage and in turn increase your payment amount.
Your Real Estate taxes may have changed (decreased or increased) as a result of your property being reassessed or the tax rate itself may have changed (decreased or increased). If you have appealed your property taxes and you are granted an adjustment, please notify us so your account can be updated accordingly.
Annual tax bills are automatically sent to the Escrow department therefore it is not necessary to forward a copy of the tax bill. If you receive an additional tax bill (generally as a result of a submitted appeal), contact the Escrow department at 404-677-8785. Additional tax bills are mailed to the homeowner and it is the homeowner’s responsibility to notify the Escrow department so that payment may be issued.
If you have questions about your property taxes or homeowner's insurance premiums, please contact your local taxing authority or insurance agent.
Delta Community Credit Union is required to pay interest on escrow accounts only for specified states. If your statement does not reflect interest earned on your account, then your state does not require interest to be paid on your escrow account.
There are two ways to make this payment:
Delta Community Credit Union
Mortgage Servicing Department
P.O. Box 4029
Peachtree City, GA 30269
If your property taxes and/or insurance premium increased during the past year, your escrow payment amount will likely increase.
Delta Community Credit Union performs an escrow analysis annually. You will be notified of any overage at that time. If your loan is current, overages in excess of $50.00 will be refunded to your Delta Community Credit Union Savings account. If your surplus is less than $50.00, the funds will remain in your escrow account and your monthly payment will be adjusted.
©2024 Delta Community Credit Union.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
