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Delta Community Celebrates 80 Years of Service

A Letter From Our Chief Executive Officer

Dear Members,

Delta Community CEO Hank Halter

I am pleased and proud that this month we are celebrating our 80th anniversary. I also want to congratulate and thank you, our members, for our success.

Delta Community began small but with a big purpose. In early 1940, eight Delta Air Lines employees stationed at Candler Field in Atlanta, Georgia, decided to form a credit union to provide affordable, fair financing to the 200-plus employees. That year, Delta Employees Credit Union was founded with only $45 in share capital, but by the end of the year total assets had grown to an impressive $2,000.

In the 80 years since our founding, Delta Community Credit Union has become Georgia’s largest credit union, with more than 415,000 members, more than $6 billion in assets, 29 branches and 1,100 employees. We are the 26th largest credit union in the United States. While we continue to serve Delta Air Lines employees, we now offer the credit union difference to people who live or work in the 14-county metro Atlanta area, along with employees of more than 140 businesses, including Chick-fil-A, RaceTrac and UPS.

Over eight decades, we have evolved into a full-service financial institution delivering a wide range of financial products and services needed to manage household finances, purchase cars and homes, and save for college and retirement. As part of our commitment to members, we offer you more competitive interest rates, lower fees, and much greater personal service than you usually find at other financial institutions.

Leading up to this important anniversary, 2019 was an exceptional year for Delta Community, as we surpassed 400,000 members. Also, based on calculations using market data on competitors, we returned more than $75 million of value to our members through fewer fees, higher interest rates on deposits and lower rates on loans. I am also very pleased to highlight that we received the highest member satisfaction score among credit unions nationwide in an independent survey.

Last year we also added a new branch and opened up our membership to three more Georgia counties—Douglas, Paulding and Rockdale. For me, one of our special achievements was appearing on the Atlanta Business Chronicle’s list of “Best Places to Work” for the fifth consecutive year; this recognition is based on a survey of our employees and rates their satisfaction with us as an employer.

I’m also proud of our community support last year, as Delta Community invested nearly $850,000 into the Atlanta area. This investment included $100,000 in grants made through our Philanthropic Fund to 24 metro Atlanta charitable organizations; additionally, we provided a number of college scholarships to local students. We also implemented an industry-leading financial literacy program that hosted almost 240 workshops covering 26 different topics that attracted approximately 5,000 attendees.

While 2019 was a great year for us, we are always striving to do more for our members and the communities where you live and work. As we progress, we will continue to uphold our commitment to provide our colleagues and neighbors with better value, honest advice and personalized care.

The mission of our founding members remains as relevant and worthy as ever, and we have renewed energy to deliver on that ideal as we eye our 100th anniversary in 20 short years.


Hank Halter signature

Hank Halter
Chief Executive Officer