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Dividend Rates

Certificate of Deposit Accounts

Term Rate APY*
6 Month 0.35% 0.35%
Term:
6 Month
Rate:
0.35%
APY*:
0.35%
12 Month 0.49% 0.50%
Term:
12 Month
Rate:
0.49%
APY*:
0.50%
24 Month 0.59% 0.60%
Term:
24 Month
Rate:
0.59%
APY*:
0.60%
36 Month 0.74% 0.75%
Term:
36 Month
Rate:
0.74%
APY*:
0.75%
60 Month .94% .95%
Term:
60 Month
Rate:
.94%
APY*:
.95%

An early withdrawal penalty may be imposed on Certificates of Deposit.
Minimum Opening Deposit: $1,000.00
Minimum Balance: $1,000.00

Checking Accounts

Tier Rate Rate APY*
$0.01 - $4,999.99 0.00% 0.00%
Tier Rate:
$0.01 - $4,999.99
Rate:
0.00%
APY*:
0.00%
$5,000.00 - $24,999.99 0.01% 0.01%
Tier Rate:
$5,000.00 - $24,999.99
Rate:
0.01%
APY*:
0.01%
$25,000.00 - and above 0.02% 0.02%
Tier Rate:
$25,000.00 - and above
Rate:
0.02%
APY*:
0.02%

Minimum Opening Deposit/Minimum Balance: None
Minimum Balance to Earn Dividends: $5,000.00

Money Market Accounts

Tier Rate Rate APY*
$1,000.00 - $9,999.99 0.13% 0.13%
Tier Rate:
$1,000.00 - $9,999.99
Rate:
0.13%
APY*:
0.13%
$10,000.00 - $24,999.99 0.19% 0.19%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.19%
APY*:
0.19%
$25,000.00 - $49,999.99 0.24% 0.24%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.24%
APY*:
0.24%
$50,000.00 - $99,999.99 0.27% 0.27%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.27%
APY*:
0.27%
$100,000.00 - and above 0.32% 0.32%
Tier Rate:
$100,000.00 - and above
Rate:
0.32%
APY*:
0.32%

Minimum Opening Deposit: None
Minimum Balance to Earn Dividends: $1,000.00

Savings Accounts

Tier Rate Rate APY*
$0.01 and up 0.08% 0.08%
Tier Rate:
$0.01 and up
Rate:
0.08%
APY*:
0.08%

Minimum Opening Deposit: $5.00
Minimum Balance: $5.00

Health Savings Accounts

Tier Rate Rate APY*
$0 - $9,999.99 0.13% 0.13%
Tier Rate:
$0 - $9,999.99
Rate:
0.13%
APY*:
0.13%
$10,000.00 - $24,999.99 0.19% 0.19%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.19%
APY*:
0.19%
$25,000.00 - $49,999.99 0.24% 0.24%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.24%
APY*:
0.24%
$50,000.00 - $99,999.99 0.27% 0.27%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.27%
APY*:
0.27%
$100,000.00 - and above 0.32% 0.32%
Tier Rate:
$100,000.00 - and above
Rate:
0.32%
APY*:
0.32%

Minimum Opening Deposit: None
Minimum Balance: $0.00

Individual Retirement Accounts/Coverdell Educational Savings Accounts

Tier Rate Rate APY*
$0 - $9,999.99 0.13% 0.13%
Tier Rate:
$0 - $9,999.99
Rate:
0.13%
APY*:
0.13%
$10,000.00 - $24,999.99 0.19% 0.19%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.19%
APY*:
0.19%
$25,000.00 - $49,999.99 0.24% 0.24%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.24%
APY*:
0.24%
$50,000.00 - $99,999.99 0.27% 0.27%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.27%
APY*:
0.27%
$100,000.00 - and above 0.32% 0.32%
Tier Rate:
$100,000.00 - and above
Rate:
0.32%
APY*:
0.32%

Minimum Opening Deposit: None
Minimum Balance: $0.00

IRA CDs

Term Rate APY*
12 Month 0.49% 0.50%
Term:
12 Month
Rate:
0.49%
APY*:
0.50%
24 Month 0.59% 0.60%
Term:
24 Month
Rate:
0.59%
APY*:
0.60%
36 Month 0.74% 0.75%
Term:
36 Month
Rate:
0.74%
APY*:
0.75%
60 Month .94% .95%
Term:
60 Month
Rate:
.94%
APY*:
.95%

An early withdrawal penalty may be imposed on Certificates of Deposit.
Minimum Opening Deposit: $1,000.00
Minimum Balance: $1,000.00

*APY=annual percentage yield • Rates subject to change • APYs provided are accurate as of November 27, 2021 • Fees may reduce earnings.