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Dividend Rates

Certificate of Deposit Accounts

Term Rate APY*
6 Month 0.35% 0.35%
Term:
6 Month
Rate:
0.35%
APY*:
0.35%
12 Month 0.64% 0.65%
Term:
12 Month
Rate:
0.64%
APY*:
0.65%
24 Month 0.79% 0.80%
Term:
24 Month
Rate:
0.79%
APY*:
0.80%
36 Month 0.94% 0.95%
Term:
36 Month
Rate:
0.94%
APY*:
0.95%
60 Month 1.14% 1.15%
Term:
60 Month
Rate:
1.14%
APY*:
1.15%

An early withdrawal penalty may be imposed on Certificates of Deposit.
Minimum Opening Deposit: $1,000.00
Minimum Balance: $1,000.00

Checking Accounts

Tier Rate Rate APY*
$0.01 - $4,999.99 0.00% 0.00%
Tier Rate:
$0.01 - $4,999.99
Rate:
0.00%
APY*:
0.00%
$5,000.00 - $24,999.99 0.01% 0.01%
Tier Rate:
$5,000.00 - $24,999.99
Rate:
0.01%
APY*:
0.01%
$25,000.00 - and above 0.02% 0.02%
Tier Rate:
$25,000.00 - and above
Rate:
0.02%
APY*:
0.02%

Minimum Opening Deposit/Minimum Balance: None
Minimum Balance to Earn Dividends: $5,000.00

Money Market Accounts

Tier Rate Rate APY*
$1,000.00 - $9,999.99 0.17% 0.17%
Tier Rate:
$1,000.00 - $9,999.99
Rate:
0.17%
APY*:
0.17%
$10,000.00 - $24,999.99 0.25% 0.25%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.25%
APY*:
0.25%
$25,000.00 - $49,999.99 0.30% 0.30%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.30%
APY*:
0.30%
$50,000.00 - $99,999.99 0.33% 0.33%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.33%
APY*:
0.33%
$100,000.00 - and above 0.38% 0.38%
Tier Rate:
$100,000.00 - and above
Rate:
0.38%
APY*:
0.38%

Minimum Opening Deposit: None
Minimum Balance to Earn Dividends: $1,000.00

Savings Accounts

Tier Rate Rate APY*
$0.01 and up 0.08% 0.08%
Tier Rate:
$0.01 and up
Rate:
0.08%
APY*:
0.08%

Minimum Opening Deposit: $5.00
Minimum Balance: $5.00

Health Savings Accounts

Tier Rate Rate APY*
$0 - $9,999.99 0.15% 0.15%
Tier Rate:
$0 - $9,999.99
Rate:
0.15%
APY*:
0.15%
$10,000.00 - $24,999.99 0.22% 0.22%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.22%
APY*:
0.22%
$25,000.00 - $49,999.99 0.27% 0.27%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.27%
APY*:
0.27%
$50,000.00 - $99,999.99 0.30% 0.30%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.30%
APY*:
0.30%
$100,000.00 - and above 0.35% 0.35%
Tier Rate:
$100,000.00 - and above
Rate:
0.35%
APY*:
0.35%

Minimum Opening Deposit: None
Minimum Balance: $0.00

Individual Retirement Accounts/Coverdell Educational Savings Accounts

Tier Rate Rate APY*
$0 - $9,999.99 0.15% 0.15%
Tier Rate:
$0 - $9,999.99
Rate:
0.15%
APY*:
0.15%
$10,000.00 - $24,999.99 0.22% 0.22%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.22%
APY*:
0.22%
$25,000.00 - $49,999.99 0.27% 0.27%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.27%
APY*:
0.27%
$50,000.00 - $99,999.99 0.30% 0.30%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.30%
APY*:
0.30%
$100,000.00 - and above 0.35% 0.35%
Tier Rate:
$100,000.00 - and above
Rate:
0.35%
APY*:
0.35%

Minimum Opening Deposit: None
Minimum Balance: $0.00

IRA CDs

Term Rate APY*
12 Month 0.64% 0.65%
Term:
12 Month
Rate:
0.64%
APY*:
0.65%
24 Month 0.79% 0.80%
Term:
24 Month
Rate:
0.79%
APY*:
0.80%
36 Month 0.94% 0.95%
Term:
36 Month
Rate:
0.94%
APY*:
0.95%
60 Month 1.14% 1.15%
Term:
60 Month
Rate:
1.14%
APY*:
1.15%

An early withdrawal penalty may be imposed on Certificates of Deposit.
Minimum Opening Deposit: $1,000.00
Minimum Balance: $1,000.00

*APY=annual percentage yield • Rates subject to change • APYs provided are accurate as of April 11, 2021 • Fees may reduce earnings.