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Important Notice
You are accessing a secure site. Some areas such as Online Banking contain confidential information which is restricted to authorized persons only. Unauthorized access to these areas is not permitted and constitutes a crime punishable by law. Violators will be prosecuted to the fullest extent of the law.
A Personal Line of Credit is a line of credit which allows you access to up to $20,000 based on credit worthiness and ability to repay. The line of credit can be used for any purpose. There is no annual fee for this type of loan and you only have to apply once. Personal Lines of Credit can also serve as overdraft protection for your Checking Account by automatically transferring money to your account if ever needed. Ordinary finance charges and an Overdraft Transfer Fee will be assessed to the checking account. You can access this loan through Interactive Voice Response Line, Online Banking, by check, mail, or at any Delta Community branch.
To request your credit limit to be lowered, you will need to send the request using one of the following methods:
Yes, you may pay more than the scheduled payment due each pay period. If your payments are set up as ACH payments, your scheduled amount will still show the required payment, however the actual transfer amount will be as you have requested. If your payments are set up as auto transfer, the payment due will show the requested amount.
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
