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Having a second savings will be convenient to save for a special occasion, or for a major purchase, by keeping your funds separate from your primary savings. The Additional Savings Account earns the same dividend rate as does your Primary Savings.
Yes, to open an Additional Savings account online, simply login to your online banking account, then click on Add an Account from the Additional Services tab.
If you are not an Online Banker and the account ownership will mirror your primary savings, call us at 800-544-3328 to request Savings Account.
Alternatively, you call us at 800-544-3328 to open your Additional Savings Account, or you can complete the Membership Application and return the form by mail, fax or stopping by your local branch.
Yes. You can open multiple Additional Savings Accounts by following the steps above.
There is not a minimum deposit required for an Additional Savings Account.
Yes, at the joint owner's request, Delta Community CU will open the account for the minor.
Yes, your ATM card can be used to access funds from your Additional Savings Account.
If you would like your Additional Savings Account linked to your ATM or Debit Card, please call us at 800-544-3328 or send us a message by clicking Contact Us on the Additional Services tab with Online Banking.
Learn more about the IVR self service feature.
To set up Online Banking access, click Online Banking Enrollment from the Delta Community homepage.
Yes, you will need to provide your employer with your account number and then -30. For example, if your account number was 1234XXXX, you would list it as 1234XXXX-30. If your employer cannot enter a dash in the account number, then you will need to choose your Primary Savings Account or your Checking Account for the direct deposit.
Yes, your Additional Savings Account can be used as overdraft protection for your Checking Account. See our checking account disclosure supplement for further information regarding overdraft protection fees.
To add, delete or change the order of the overdraft protection, complete one of the following:
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
