Welcome, log in to Online Banking
Important Notice
You are accessing a secure site. Some areas such as Online Banking contain confidential information which is restricted to authorized persons only. Unauthorized access to these areas is not permitted and constitutes a crime punishable by law. Violators will be prosecuted to the fullest extent of the law.
Yes. IRA funds may be moved as either a transfer or rollover. An IRA of the same type must be established at the Credit Union, if you have not already done so. IRAs at the Credit Union are cash accounts only, so you would need to liquidate any investments you are holding within the IRA before moving the funds to the Credit Union.
An IRA-to-IRA transfer is a non-reportable method of moving funds between like-IRAs A recent statement from the IRA at your current financial institution is required to complete the transfer paperwork. Contact the IRA Department to complete the Transfer Request paperwork.
An IRA-to-IRA rollover is a reportable transaction in which a distribution is taken from an IRA, and then deposited into an IRA of the same type, as a rollover contribution. A rollover must be completed within 60 calendar days beginning the day after the distribution is received by the IRA owner. An IRA owner may only rollover one distribution in a 12-month period, regardless of the number of IRAs that are owned.
Processing times for these requests is 3-5 business days. If you have additional questions, or to obtain appropriate forms, please select Contact Us under Additional Services within Online Banking. You may also visit your local Delta Community branch, or call the IRA Department at 404-677-4600.
©2024 Delta Community Credit Union.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
