Requirements for an Auto Loan Application

What is required to complete a car loan once I find the one I want to buy?

When you're ready to apply for a personalized car loan, you may be asked to provide the following information and documentation: 

  • A sales contract listing Delta Community as lien holder.
  • Bill of Sale signed by all parties.
  • A 10 day payoff letter with a copy of the front of the title (this could be a refinance or purchase from an individual who has the automobile financed).
  • A copy of the front / back clear title (this could be borrowing against their own vehicle or purchasing from an individual).
  • Verification of full coverage insurance with Delta Community listed as the lien holder with a maximum deductible amount of $1,000.00.