Insights for April 2018

Delta Community Credit Union
Monthly newsletter INSIGHTS March 2017
Ride Away With These Great Loan Rates
happy lady with keys of her new purchased car
Delta Community is offering members low rates on new and used Car, Boat, Motorcycle, RV and Aircraft Loans from now until April 30, 2018. Well-qualified borrowers with excellent credit can get rates as low as 1.98% APR1.
As an added bonus, members who finance their Car Loans with us and purchase their vehicles through will receive an extra .25% off their already low rates.
Visit our website for more details about our Spring Vehicle Loan Promotion.
Make Your Move – And Save $500 on Closing Costs
Young couple moving in new apartment, holdinh keys, in piggyback ride.
Get a Fixed or Adjustable-Rate Home Purchase Loan and save $500 on closing costs throughout 2018. Refinance your Home Loan and save $500 on closing costs from now until April 30, 2018.2
As an added bonus, apply for your Home Loan by April 30, and you will be automatically entered to win a gift card worth $3,000 through our $3,000 Happy Home Improvement Sweepstakes!3 Use it to add smart technology to your home, redecorate with some new furniture, transform your lighting; whatever you would like!
Give us a call or apply online today.
Two-Way Fraud Text Alerts Are Now Offered to Members
Two-Way Fraud Text Alerts
To better serve our members, we are now offering Visa® Fraud Prevention text alerts. This easy, convenient and free service allows you to respond quickly to Delta Community and let us know if a recent Visa transaction is legitimate. 
A few things to note:
  • We will never ask for confidential information, such as your full account number or PIN, via text or phone call.
  • All eligible cards will be initially opted in to receive Visa Fraud Prevention text alerts.
    • If you would like to opt out of these alerts, you can do so by replying “STOP” to a Visa Fraud Prevention text message, texting “STOP” to 32874 or by contacting the Member Care Center at 800-544-3328. If you opt out, you will receive Visa Fraud Prevention telephone alerts. 
  • If you have previously opted out, you may opt back in by calling our Member Care Center at 800-544-3328.
  • SMS/Text alerts are only sent between the hours of 8:00 a.m. and 9:00 p.m. in your time zone.
Now is a good time to log in to Online Banking and make sure your contact information, especially your phone number, is up to date. 
Are You Using Online Bill Pay?
Woman using Online Bill Pay service
Delta Community’s Online Bill Pay service is the perfect way to help simplify your life. Why visit multiple biller websites month after month when you can streamline the process by conveniently paying them all through one trusted, secure and easy tool available to you in Online Banking?
With our Online Bill Pay, you simply select the biller, amount and date to be paid, and we’ll do the rest for you each month. The money goes directly from your account to each biller so there’s no guessing around when your bills will be paid. With our eBill feature, billing statements are sent directly to your Delta Community account and with our eBill alerts, you’ll always be on top of them. Register and use Delta Community’s Online Bill Pay and bring a little more simplicity back to your every day.
Also, don’t miss all the latest features new to the Delta Community Mobile Banking App.
New Full-Service Branch Coming to Coweta County
Delta Community recently selected Newnan as the home of our 25th branch location in metro Atlanta and 28th branch overall. Opening in mid-2018, this new branch will house an expanded member service team, including professionals to assist members with their home, auto and personal loan needs, in addition to their day-to-day banking transactions. We look forward to serving our members, and welcoming new members, with this new, convenient location. Follow us on Facebook for updates regarding the progress and opening of the Newnan (Coweta Crossroads) Branch.
Philanthropic Fund Grants Awarded in March
March Philanthropic Fund grants
We recently presented two grants from our 2018 Philanthropic Fund, totaling $11,500, to the organizations listed below:
  • Southwest Christian Care received a $7,500 grant to expand their Hope House Children’s Respite Program for special needs families in 2018. 
  • Southern Crescent Sexual Assault and Child Advocacy Center received a $4,000 grant for their Child Advocacy Program.
The Delta Community Philanthropic Fund will invest a total of $105,000 throughout 2018 to 22 metro Atlanta non-profit organizations that support the physical and financial needs of people who live within the communities we serve. The total amount is an increase of $5,000 in recognition of the program’s fifth anniversary in 2018.
Johnson Ferry Road Branch Celebrates 10th Anniversary
Johnson Ferry Branch anniversary
Branch Manager Eddie Johnson and the Johnson Ferry Branch staff accept their 10th anniversary award from Hank. 
We recently celebrated the 10th anniversary of our Johnson Ferry Branch. During the ceremony commemorating this milestone, CEO Hank Halter thanked the branch staff for their hard work and dedication.
Johnson Ferry was our second branch in Cobb County and serves about 10,000 members. We’re proud to support the area with financial and volunteer investments in many organizations, schools and charities.
April is Youth Month
Delta Community celebrates Youth Month
This month, we’re celebrating Youth Month at Delta Community. One of the most valuable lessons that we can teach our children is how to save and spend wisely. 
To celebrate Youth Month, open a Youth Savings Account for the child in your life because it’s never too early (or too late) to start saving. Help your teen prepare for the future by providing the financial tools they need to succeed. Delta Community Checking Accounts and Debit Cards are available to members between the ages of 16 and 17-years-old with an adult Joint Owner. 
For financial tips, savings activities and more information about Youth Month, visit our website.
Monthly Blog
  • Community Shred EventsAre you looking for a way to safely and securely discard sensitive papers such as bank statements, medical history papers and pay stubs? We've compiled a list of upcoming local shred events to help meet your needs.
Financial Status
as of 
February 28, 2018 
Assets: $5.7B
Deposits: $5B
Loans: $4.4B
Members: 372,388
Holiday Closings
Memorial Day
Monday, May 28

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Home Loan Line
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1 Rates subject to change. Annual Percentage Rate (APR) will be based on creditworthiness, term of loan and age of vehicle.
2 $500 off Fixed-Rate and Adjustable-Rate Purchase Loans valid until 12/31/2018. To receive $500 off closing costs on a Refinance, application must be submitted by 4/30/2018. Offer does not include Home Equity Loans.
3 Apply for a Delta Community Credit Union Purchase Home Loan or Refinance between March 1 and April 30, 2018 (“Sweepstakes Period”) and you’ll be automatically entered to win $3,000 as part of our $3,000 Happy Home Improvement Sweepstakes. Loan must close by July 1, 2018. For complete contest rules and details, visit  NO PURCHASE NECESSARY TO ENTER OR WIN. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open to Georgia residents 18 years of age or older. Mail-in entries must be submitted on a 3”x5” card to qualify for entry. Entry in this promotion or acceptance of any prize constitutes acceptance of the Official Contest Rules.
NCUA This credit union is federally insured by the National Credit Union Administration.