August 2015
Volume 13 Issue 8
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Loan Line

Members Insurance
Holiday Closings
Mon., Sept. 7 
Labor Day 
(all branches)
Financial Status
as of June 30, 2015 
Assets: $4.8B
Deposits: $4.2B
Loans: $3.4B
Members: 321,476

Insights is a monthly newsletter for members of
Delta Community Credit Union.
Cool Cash Money Camp Teaches Children Money Basics
79 children and 45 adults attended Delta Community's second summer of Cool Cash Money Camps, which were held at our Peachtree City, Duluth, Fayetteville and Vinings branches in July.

Campers learned about money basics, including the value of earning and saving money, the importance of spending it wisely and how charitable giving strengthens communities by helping those in need.

"This is such a great idea," one of the participant's moms said. "I talk about this stuff all the time with my kids, but I think they really listen when it's presented in this type of fun, learning environment."

Upon completing the class, the children were awarded certificates and encouraged to make good financial decisions throughout their lives.
Atlanta Housing Market Signals Improving Economy 
The residential real estate market is a good barometer for economic growth; when homes are selling, consumers are borrowing - and spending.
According to the Atlanta Business Chronicle, June was the strongest month of the year for the number of homes sold in metro Atlanta, a 15.8% increase compared to June 2014, and the best month-over-month increase in four years.
Data from the National Association of Realtors indicates sales of existing homes throughout the country grew 3.2% in June, reaching the highest level since early 2007. Delta Community has also seen an increase in real estate activity, processing and funding a record number of new home loans in May and June.

Delta Community offers several types of home loans, including first and second mortgages, jumbo loans and home renovation loans. To learn more, visit our website or contact a Home Loan Specialist.
18 New Students Welcomed to
High School Apprentice Program
Delta Community’s High School Apprentice Program provides students in metro Atlanta schools with job training, competitive pay and career opportunities.

Since the program began in 2006, the number of participants has grown steadily, reaching 18 this year. Of the 16 participants in the 2014 program, 13 returned to work as adults at Delta Community, even as some pursued their college education.
"I learned about the financial services industry as well as customer service and teamwork," said Shelby Montpas, a full-time electronic funds specialist at Delta Community's Virginia Avenue branch.
                                                   Shelby Montpas
“My apprenticeship in 2011 brought focus to my career goals and has made me a better student as I work toward my college degree,” Montpas said.
The Apprentice Program provides Delta Community with a well-trained workforce, new members and a renewed spirit of community involvement.

Students interested in enrolling in the Apprentice Program in 2016 should contact their school’s Work Based Learning coordinator for more information.
July Philanthropic Fund Grant Awards
Delta Community presenting representatives from Everybody Wins! Atlanta (left), Vox Teen Communications (center) and Covenant House of Georgia (right) with checks from the Philanthropic Fund
Delta Community's 2015 Philanthropic Fund grant awards continued in July, with the following three organizations:
  • Everybody Wins! Atlanta received a $3,000 grant to help with their Power Lunch and Story Time programs, standardized testing improvements and Marvels of Money book series. Everybody Wins! Atlanta seeks to improve children's literacy and develop reading skills among low-income students through shared reading experiences.
  • Covenant House of Georgia, which provides comprehensive services that help kids move from homelessness to self sufficiency, was awarded a $1,500 grant. Funds granted will be used for their financial literacy program, which helps youth ages 18 to 21 that are currently under the organization's care.
  • Vox Teen Communication, an organization connecting diverse metro-Atlanta teens with resources to help them be more successful in life, received a $500 grant. These funds will be used for their Graduation Countdown program, which helps high school-aged teens prepare to enter college or the workforce.

So far this year, 22 organizations have received $49,000 in Philanthropic Fund grants. Visit our website to learn more about how our Philanthropic Fund helps individuals, families and communities.
Delta Community Sponsors Decatur's Slide the City Event 
Delta Community's Mattie Ford and Jessica Nash at Slide the City
Delta Community was a proud sponsor of Slide the City in Decatur on July 25. The event celebrated the Decatur Business Association’s 30th anniversary and featured a waterslide stretching for several blocks in downtown Decatur. Credit Union representatives provided sliders and spectators with some relief from the heat with fun games, giveaways and other summer-related items during the event.
Personal Mobile Banking Solutions 
Delta Community's new Mobile Banking App is now available for both iPhone and Android phone devices. Members can download it from their mobile device's app store, if they have not already done so, allowing them to:
  • View Account balances
  • Make Mobile Deposits using a smartphone
  • Transfer funds to and from Credit Union accounts
  • Make bill payments
  • And more
We also now offer a Tablet Banking App for Apple iPads and Kindle Fire. Visit our website to learn more about Delta Community's convenient Online and Mobile Banking.
Growing Membership Strengthens Delta Community
Delta Community continues to see strong membership growth. In fact, net new member growth in June was the highest monthly total since January 2013. Membership now stands at more than 321,000.

As the benefits of membership in Delta Community are made available to more consumers, the Credit Union is able to protect the value offered to the entire membership in the form of low rates on loans, higher dividends on deposits and no or lower fees.

A growing membership base also shows that Delta Community is making great strides in becoming metro Atlanta’s preferred place to bank.