Insights for December 2016

Delta Community Credit Union
Monthly newsletter INSIGHTS December 2016
Holiday Loan Promotion 
Happy family celebrating holidays
Make your holiday story a memorable one – and let us help. Apply now through December 31, 2016 for your 12-month Holiday Loan for as low as 6% APR1 for well-qualified borrowers. Holiday Loans are quick and easy to apply for and the funds conveniently go directly into your Checking Account.

Apply via Online Banking or ask a Delta Community representative for more information today. 
2016 Season of Giving and Receiving Sweepstakes
Family with dog
With this year's Season of Giving and Receiving Sweepstakes2, make a qualifying payment using Delta Community’s Bill Pay service online or on a mobile phone during the months of November and December and you'll be entered for a chance to win $10,000 through Fiserv, our Bill Pay service provider! One prize winner will be selected for each month and with each winner, a matching amount of $10,000 will also be sent to charity through the non-profit organization Good 360. 
2017 Philanthropic Fund
Wellspring Living
Wellspring Living, one of the 22 organizations that will receive a 2017 Delta Community Philanthropic Fund grant, provides a safe haven for abused and at-risk girls in metro Atlanta.
We are excited to announce that we have increased our 2017 Philanthropic Fund to $100,000, benefiting 22 organizations that support metro Atlanta children and families. 
“Increasing our total Philanthropic Fund from $80,000 to $100,000 and increasing the number of agencies we support demonstrates our commitment to support worthwhile organizations which share our goal of improving physical and financial health, especially among young people,” said Delta Community CEO Hank Halter.

Of the many applications received, an employee committee selected the 2017 Philanthropic Fund grant recipients which include Covenant House of Georgia, Habitat for Humanity - North Central GA, SafePath Children's Advocacy Center, The Community School, Veterans Empowerment Organization of GA and more. 

Please visit our Philanthropic Fund page for the full list of 2017 recipients and more information on how your organization can apply for a grant. 
Don't Forget to Activate your Chip Card
All chip Credit and Debit Cards have been mailed to existing cardholders. Please activate your chip card as soon as you receive it in the mail and destroy your old card as it will soon be deactivated. If you have not yet received your chip card in the mail, please stop by a branch to be instantly issued a chip card or contact our Member Care Center (404-715-4725 or toll-free at 800-544-3328) to have a card shipped to you.
High School Apprentices Featured in Gwinnett Daily Post
High School Apprentice
Delta Community apprentice teller Azim Master, who works at our Duluth Branch.
Several members of our High School Apprentice Program in Gwinnett County were featured in the Gwinnett Daily Post for their commitment to gaining career experience with Delta Community before heading off to college. 
Students currently enrolled in the Apprentice Program complete the same training new adult employees receive before beginning jobs at Delta Community. Students interested in enrolling in the Apprentice Program in 2017 should contact their school’s Work-Based Learning coordinator for more information.
Financial Education Center - December Workshops
Delta Community’s comprehensive Financial Education Center is designed to improve the financial lives of our members and community by offering resources on a variety of topics from budgeting to protecting your identity. Every month we offer members several free, on-site workshops. Join us in December for a Budgeting Workshop and training on Identity Theft Solutions.
Be sure to check the Financial Education Center each month for one convenient listing of course details, an events calendar and a user-friendly registration process.
Monthly Blogs
  • Get Rewarded for Holiday Shopping - What better time than during the holidays to get rewarded for shopping? Take a look at our tips for getting the most out of Reward Points programs.
  • Tips for Charitable Giving in December - Stressful tax planning may be the last thing you want to think about as the holidays approach, but making charitable contributions before the end of the year can be very beneficial.
  • Holiday Shopping and Saving - There are many ways to ease the burden of holiday expenses, such as shopping sales and putting money away every month. Here's our advice on shopping and saving.
Financial Status
as of October 31, 2016 
Assets: $5.2B
Deposits: $4.5B
Loans: $4.0B
Members: 347,555
Holiday Closings
Monday, December 26
Christmas Day (Observed)
All Branches Closed 

2016 Holiday Closings
Contact Us

Home Loan Line
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APR=Annual Percentage Rate. Rates subject to change. This offer is based on creditworthiness at the time of offer acceptance. Income verification may be required. This offer is available November 1 - December 31, 2016.
2 The Season of Giving and Receiving Sweepstakes. NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Sweepstakes starts on 11/1/16 at 12:00:01 a.m. ET and ends on 12/31/16 at 11:59:59 p.m. ET. Open to legal residents of the 50 United States and D.C. who are 18 years of age and older. Void where prohibited. See Official Rules for details on prizes, notifications and how to enter by mail. Sponsor: Fiserv, Inc. 255 Fiserv Drive Brookfield, WI 53045.
NCUA This credit union is federally insured by the National Credit Union Administration.