Insights for December 2017

Delta Community Credit Union
Monthly newsletter INSIGHTS December 2017
2018 Philanthropic Fund Recipients Named
Delta Community Credit Union Philanthropic Fund Committee
Delta Community's employee committee selected the 2018 Philanthropic Fund grant recipients. 
We are excited to announce we have selected our 2018 Philanthropic Fund recipients. To celebrate the fifth year of our Philanthropic Fund, we increased the total grant amount to $105,000 which will benefit 22 organizations in metro Atlanta. 
Of the hundreds of applications received, an employee committee selected the 2018 Philanthropic Fund grant recipients which include Big Brothers Big Sisters of Metro Atlanta, Care and Counseling Center of Georgia, Prevent Blindness Georgia, Special Olympics GA – Cobb, The Woodruff Arts Center and more. 
Please visit our Philanthropic Fund page for the full list of 2018 recipients and more information on how your organization can apply for a grant.
The Holiday Loan is Here
It’s nice to have some help around the holidays. Apply now through December 31, 2017 for your 12-month Holiday Loan for as low as 6% APR1 for well-qualified borrowers with excellent credit. Holiday Loans are easy to apply for and the funds conveniently go directly into your Checking Account. They are perfect for:
  • Holiday travel
  • Gift giving
  • Hosting family
  • Paying bills
To apply, log in to Online Banking and select Apply for a Loan under the Loans tab or ask a Delta Community representative for more information today.
2017 Season of Giving and Receiving Sweepstakes
Season of Giving and Receiving Sweepstakes
With this year's Season of Giving and Receiving Sweepstakes2, make a qualifying payment using Delta Community’s Bill Pay service online or on our Mobile App during the month of December and you'll be entered for a chance to win $5,000 through Fiserv, our Bill Pay service provider! To participate, simply make bill payments in November and December and two winners will be selected each month. With each winner, a matching amount of $5,000 will also be sent to charity through the non-profit organization Good 360.
Take Advantage of Our CD Rate Promotion
Get a special rate of 1.5% APY3, double the prior rate of .75% APY, when you open a new 12-month CD from now until December 31. 
Not sure a CD is right for you? A few benefits of a CD include: 
  • Get a great return on your money with a secure savings account
  • No hidden fees or charges
  • Federally insured up to $250,000 by the NCUA
Why not make your money work for you? Stop by a branch or open a new CD in Online Banking before this great offer ends. 
Star 94 Give Back Giveaway Winner Selected
Give Back Giveaway winner
Delta Community VP of Business Development Jai Rogers presenting the $10,000 check to Tussahaw Elementary Junior Beta Club sponsor, Heather Pouliot.
Earlier this year, Delta Community partnered with Jenn Hobby and Jeff Dauler from Star 94.1 for Jeff & Jenn's $10,000 Give Back Giveaway. We asked metro Atlanta youth to organize a service project in their school's community that gives back to young people. We received over 50 entries and recognized the top five schools, with four finalists receiving $1,000 each and one grand prize winner receiving $10,000.
The grand prize winner of the Jeff & Jenn’s $10,000 Give Back Giveaway is the Junior Beta Club at Tussahaw Elementary School for their Empty Bowl Project, which raised money for the Backpack Buddy Program. Many of the students in Henry County rely on free and reduced cost breakfast and lunch during the school week but have little or no meals available at home during holiday breaks and over the weekend. The Backpack Buddy Program provides these students with food when they are away from school.
The four $1,000 finalists are:
  • Cherokee Charter Academy's Beta Club for their Hurricane Love Boxes project
  • Marietta Middle School's Performing Arts Department for their benefit concert supporting the families who lost their homes in the Magnolia Apartment fires in Marietta, GA
  • Etowah High School Student Service Committee for their Hurricane Irma Relief Project
  • Fair Oaks Elementary School Girls Lead Program for creating a Sock Shack 
Watch a heartwarming video and see more pictures from the Tussahaw Elementary pep rally event on Star 94.1’s website, and take a listen to all of the finalists’ projects. We’re so proud of all who participated and congrats again to the top five finalists.
FinanceWorksTM to Money Management Tool Transition
We will soon give our digital banking services a small facelift with new responsive design updates to Online Banking allowing the service to size properly on devices large and small for a better online experience. Additionally, we’ll transition our current Personal Financial Management (PFM) tool, FinanceWorks, to a new and more advanced tool named Money Management. Money Management will be available to all Online Banking users and will provide an even greater organization and account aggregation experience with more chart options, customization features and better auto-categorization. It will also be available in the Delta Community Mobile Banking App.
We anticipate that this switch over to the new PFM will not cause any disruptions to your Online Banking experience. We simply want you to be aware before the transition takes place in early December. 
IVR Telephone PIN Set Up
Did you know that by setting up your 4-digit Interactive Voice Response (IVR) Telephone PIN, you’ll have access to faster and even more secure self-servicing? Your 4-digit PIN, which should be completely different from the PIN you might use with your Debit Card or at the ATM, can easily be established in Online Banking or in our Mobile App. Creating a PIN will soon be required for all account management when using the IVR Line. 
Set up your IVR PIN today by using one of the options below:
  • Online Banking: Log in to your Online Banking account > select Update Telephone PIN under the Account Management tab
  • iOS: Sign in to Mobile App > click More > click Update Telephone PIN
  • Android: Sign in to Mobile App > click the Menu button at the top left > click Update Telephone PIN
Once you create your IVR Telephone PIN, you’ll enter it each time you call the IVR Line. As always, our Member Care team is available to assist if you’re unable to meet your needs through the self-service options. 
Monthly Blog
Financial Status
as of 
October 31, 2017 
Assets: $5.5B
Deposits: $4.8B
Loans: $4.3B
Members: 367,586
Holiday Closings
Christmas Day
Monday, December 25

Contact Us

Home Loan Line
1. APR=Annual Percentage Rate. Rates subject to change. This offer is based on creditworthiness at the time of offer acceptance. Income verification may be required. This offer is available November 1 - December 31, 2017.

2. The Season of Giving and Receiving Sweepstakes. NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Sweepstakes starts on 11/1/17 at 12:00:01 a.m. ET and ends on 12/31/17 at 11:59:59 p.m. ET. Open to legal residents of the 50 United States and D.C. who are 18 years of age and older. Void where prohibited. See Official Rules for details on prizes, notifications and how to enter by mail. Sponsor: Fiserv, Inc. 255 Fiserv Drive Brookfield, WI 53045

3. APY = Annual Percentage Yield. Rates are subject to change. The Annual Percentage Yield for a Delta Community Certificate of Deposit is 1.50% for a 12-month term beginning November 1, 2017. Minimum opening deposit and balance of $1,000.00 are required. Offer includes 12-month IRA CDs. An early withdrawal penalty equal to 90 days of interest for 12-month CDs is incurred when closed prior to maturity.
NCUA This credit union is federally insured by the National Credit Union Administration.