Insights for June 2016

June 2016
Volume 14 Issue 6
Archived Issues
Insights is a monthly newsletter for members of Delta Community Credit Union.
2016 Scholarship Award Winners
Congratulations to our 2016 scholarship program winners, listed below.

$5,000 Scholarship Award Winners
Thomas Beirne
South Huntington, New York
Trent Johnson
McDonough, Georgia
Raahina Malik
Fayetteville, Georgia
$2,500 Scholarship Award Winners
Paige Frank
Lindstrom, Minnesota
Sabrina Lewis
Sharpsburg, Georgia
Each year, we award a total of $20,000 in scholarships to eligible students seeking a first undergraduate degree (three $5,000 awards and two $2,500 awards). Winners are selected according to academic achievement, community service and submission of an essay on a topic selected by the Credit Union.

 Learn more about this year's scholarship winners and our Scholarship Program.
Chip Card Conversion Begins in June
We are enhancing our Visa Credit and Debit Cards with smart chip technology. Current Credit cardholders will begin receiving their new chip credit cards later this month and current Debit cardholders will receive their new chip debit cards beginning in July. We expect all new Credit and Debit chip cards to be delivered to members by the end of October.
When used at chip-enabled terminals, the smart chip technology creates a unique, one-time code for each transaction, making it virtually impossible to replicate in a counterfeit card. 

In addition to containing embedded chips, our new chip cards will be unembossed, which means names, account numbers and expiration dates printed on the cards will not be raised as they are today, making them last longer and easier to read.

Learn more about our chip card conversion.
Refreshed Website Coming Soon
Our website is being redesigned to better serve your online banking needs.

The refreshed site will be available in the next few weeks and will feature improved navigation, new colors and graphics and a clean, fresh look.
Trauma Room Named After Delta Community
(L-R) CEO Hank Halter, Scottish Rite's Linda Cole, VP Jai Rogers and COO Matthew Shepherd
Trauma Room T-3 in Children's Healthcare of Atlanta at Scottish Rite's trauma center was dedicated to Delta Community recently. A naming ceremony honored the Credit Union's support and more than $2 million in contributions over the past 17 years.

"We have been a proud supporter of Children's Miracle Network and Children's Healthcare of Atlanta since 1998, so having a trauma room named after us is an honor," CEO Hank Halter said.
Delta Community is the only credit union in Georgia to donate more than $2 million to the hospital, with contributions being achieved through dozens of employee fundraising activities, in addition to countless employee hours being volunteered at the various Children's Healthcare of Atlanta clinics and facilities.

Children's Healthcare of Atlanta cares for more than half a million patients annually and operates three hospitals in metro Atlanta that specialize in caring just for children and teens.
Philanthropic Fund Award Grants Continue in May 
Hank Halter (center) joined other employees and representatives from Atlanta Community Food Bank (left) and Cristo Rey Atlanta Jesuit High School during May's check presentation 
Delta Community's Philanthropic Fund grants continued in May with awards totaling $15,000 to the following organizations: 
  • Cristo Rey Atlanta Jesuit High School received a $7,500 grant. These funds will support an expansion of the school's Physical Education and Health & Athletics programs, which help students to develop healthy habits, learn the value of team sports and build confidence.
  • Atlanta Community Food Bank, an organization committed to fighting hunger by engaging, educating and empowering communities, received a $7,500 grant. These funds will support their "Kids in Need" program, which provides free school supplies for children ages 6-10 in 17 school districts across Georgia.
The Delta Community Philanthropic Fund will invest a total of $80,000 throughout 2016 to 17 metro Atlanta non-profit organizations which support the physical and financial needs of people who live within the communities we serve. 
2017 Philanthropic Fund Application Period Open 
The application period for the 2017 Philanthropic Fund grant awards is now open. This fund provides financial support to registered 501 (c)(3) non-profit organizations which align with our goal of helping families manage household finances and improving the physical and financial well-being of young people.

To submit an application for a 2017 award, interested organizations can review the Philanthropic Fund grant guidelines on our website. Applications must be received by 5 p.m. on June 30, 2016. Click here to apply.
10 Financial Tasks to do Before Tying the Knot
Did you know that September has replaced June as the most popular month of the year for weddings? It is no secret that finances can make or break a marriage, so here comes The Guide!

As couples work through their wedding preparations and set goals for what they want to achieve together, it may be helpful to review our 10 Financial Tasks to do Before Tying the Knot blog.
Start out on the right financial foot by talking with your significant other about how to plan your finances - before you say "I do." Read our blog to learn more.
Delta Community Executive Named CFO of the Year
Delta Community has again been recognized by local media. Delta Community’s Chief Financial Officer Jay Gratwick was named CFO of the Year by the Atlanta Business Chronicle within the ‘Privately Held, Large Company’ category of its annual professional awards program. 

Jay was selected from a competitive field of candidates based upon his and Delta Community’s performance in 2015 and was honored at a ceremony on May 26, along with other local CFOs for their contributions to their respective organization’s profitability and growth.
Bob Mathews (right) of the award committee presents Jay Gratwick with the CFO of the Year award

Financial Status
as of April 30, 2016
Assets: $5.2B
Deposits: $4.6B
Loans: $3.9B
Members: 338,050

Holiday Closings
Mon., July 4 
Independence Day
All Branches Closed

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