Delta Community Credit Union
Monthly newsletter INSIGHTS June 2017
Alpharetta Branch Grand Opening
Our newest branch is officially open in Alpharetta at 11575 Haynes Bridge Road. The Alpharetta Branch is our 24th branch location in metro Atlanta and 27th branch overall. We will celebrate the Alpharetta Branch Grand Opening with several community events. We invite new and existing members to stop by, see the branch and meet the team!
Thursday, June 15: Start your day with us
Enjoy coffee with our team
9:00 a.m. – 10:30 a.m.
Friday, June 16: Lunchtime fun
Food truck and Q100 radio remote
11:30 a.m. – 1:30 p.m.
Saturday, June 17: Kids Day
Lots of activities for our youngest members
9:00 a.m. – 11:00 a.m.
Alpharetta will house our full branch operations team as well as lending staff able to assist members with their home, auto and personal loan needs. We look forward to serving our members, and welcoming new members, with this new, convenient location. 
Jim Diffley Honored with Lifetime Achievement Award
The chairman of Delta Community’s Board of Directors, Jim Diffley, was recently honored with the Moses C. Davis Lifetime Achievement Award by the Georgia Credit Union League. 
Mr. Diffley has been actively involved with the credit union movement throughout his life. As an employee of Delta Air Lines, he joined Delta Community’s Credit Committee in 1964, was elected to our Board of Directors in 1983 and became Chairman in 1986. Nationally, he has participated regularly in the Credit Union National Association Governmental Affairs Conference and other top industry events. In 2007 he was honored by the Georgia League as a Moses C. Davis Volunteer of the Year.
Congratulations to Mr. Diffley on this well-deserved honor. Read more about this prestigious award in our news release.
Adjustable-Rate Mortgage Promotion
Delta Community Refer A Friend
Members looking for a new home this spring or summer can save money with our special rates on Adjustable-Rate Mortgages (ARM) now through July 31, 2017. An Adjustable-Rate Mortgage may be right for you if you don’t plan to stay in a property for a long time and you want a home loan with lower initial monthly payments. With rates as low as 2.75% (2.99% APR)1 on Adjustable-Rate Mortgages, it’s easy and affordable to lock in a low rate and purchase the home of your dreams, even if you need a Jumbo Loan. And, when you use an ARM to purchase your home from Delta Community, you’ll receive $500 off closing costs2
Five Outstanding Students Awarded Scholarships
We recently announced the 2017 recipients of our annual scholarship program. The following five students were chosen based on academic achievement, community service and submission of an essay on a topic selected by the Credit Union. 
  • Justin Clark is a senior at Woodward Academy Upper School in Atlanta, who will attend the University of Arizona and major in entrepreneurship.
  • Katherine Dionne is a 2016 graduate of North Hall High School in Gainesville, Georgia, who will attend the University of South Carolina to study international business and Chinese.
  • TyNiyah Harris is a senior at the Academe of the Oaks in Decatur, Georgia who will attend Embry-Riddle Aeronautical University and major in aeronautical science.
  • Tanner Thompson, from Torrance, California, is a rising sophomore at Arizona State University majoring in business management, sports and media studies.
  • Raya Ward is a senior at Norcross High School in Norcross, Georgia. She will attend Princeton University and major in political science.
For more information about these exceptional students and additional program details, visit
Philanthropic Fund Grants Awarded in May
HR Charitable Giving
Delta Community’s 2017 Philanthropic Fund grants continued in May with awards totaling $16,000 to the organizations listed below:
  • Mercy Housing Southeast received a $6,000 grant, which will allow them to continue their financial literacy training to low-income families and senior citizens in metro Atlanta. 
  • Everybody Wins! Atlanta received $5,000 to support the agency’s Power Lunch Literacy Program, which provides educational support to 674 students in low-income schools in Cobb, DeKalb, Fulton and Gwinnett counties.
  • Our House, Inc. received a $5,000 grant to fund its Family Advocacy Program. The money will cover the costs of helping homeless families achieve self-sufficiency.
The Delta Community Philanthropic Fund will invest a total of $100,000 throughout 2017 to 22 metro Atlanta non-profit organizations which support the physical and financial needs of people who live within the communities we serve.
2018 Philanthropic Fund Application Period Open
The application period for the 2018 Philanthropic Fund grant awards is now open. This fund provides financial support to registered 501(c)(3) non-profit organizations in the 11-county metro Atlanta region, and in our out-of-state branches which align with our goal of helping families manage household finances and improving the physical and financial well-being of young people.
Interested organizations can review the 2018 Philanthropic Fund grant guidelines and submit an application on our website by 5 p.m. on June 30, 2017.
30 New ATMs Installed in 2017
To better serve our members, we are currently replacing many of the older ATMs in our metro Atlanta locations with brand new machines. We believe our members will enjoy the increased reliability of these new ATMs. We will continue replacing the equipment at our out-of-state locations through the summer. 
As you may have noticed, our new ATMs have been equipped with contactless readers, which are not currently active. We are preparing for contactless technology by equipping our ATMs with the appropriate hardware and hope to announce the activation of this new technology soon.
As a reminder to all members, in addition to the 50 ATMs owned by Delta Community, you also have access to thousands of surcharge-free ATMs. Visit our website to find a convenient ATM location near you.
Member Nominates Wife for Mother's Day Giveaway
In celebration of Mother’s Day, we recently conducted a special "Mother's Day Giveaway" promotion on our Delta Community Facebook page. Members could post comments on our page about the impact their moms, grandmothers, wives or other mother figures have had on their lives, along with the hashtag #DCCUMoms, for a chance to win two tickets to Mamma Mia! at the Fox Theatre and a gift card to The Melting Pot. 

Our winner, Triston, nominated his wife Amanda with the following entry: 
"Just this month, this lady became not just my wife, but the mother of our children. We are a blended family and she is not only a mother to her sons, but to mine as well. We are now one big happy family. My sons and I love this woman every day for all she has done and for the sacrifices she makes for us." 
Congrats again to Triston and his wife, Amanda! Be sure to follow us on Facebook for future giveaways.
June Blog
  • Is It Time to Repair or Replace Your Car?Are you trying to decide if it’s better to start fresh with a new set of wheels or invest in your current car and extend its life for a few more years? If so, take a look at this blog for some advice from our friends at Carvana.
Financial Education Center Seminars

Delta Community’s comprehensive Financial Education Center is designed to improve the financial lives of our members and community by offering resources on a variety of topics from budgeting to protecting your identity. Every month we offer members several free, on-site workshops.
  • June 22: Junior Achievement Adult Simulation | Junior Achievement Discovery Center Duluth
  • June 29: Am I covered? | Peachtree City Wisdom Road
Check our Financial Education Center calendar for more information on upcoming seminars.
Financial Status
as of 
April 30, 2017 
Assets: $5.5B
Deposits: $4.8B
Loans: $4.3B
Members: 355,989
Holiday Closings
Independence Day
Tuesday, July 4

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1 Annual Percentage Rate. Rates shown are for well-qualified borrowers. The APR is based on a $120,000 loan amount. Interest rates may vary depending on loan amount. Visit for all Adjustable Rate Mortgage rates. 
2 $500 off closing costs for Fixed-Rate and Adjustable-Rate Purchase Loans valid until 12/31/17. $500 off closing costs is not available for Refinances. 
NCUA This credit union is federally insured by the National Credit Union Administration.