Insights for March 2016

March 2016
Volume 14 Issue 3
Archived Issues
Insights is a monthly newsletter for members of Delta Community Credit Union.
Fayetteville Branch Celebrates 10th Anniversary
Delta Community recently celebrated the 10th anniversary of its Fayetteville branch, marking the occasion with employees, Fayette County business partners and elected officials.

"This milestone is a testament to our Fayetteville team's dedication to our members and the neighborhoods we serve," said CEO Hank Halter. "The Fayetteville branch is one of our largest and most successful locations, and we look forward to an exciting future of continued growth and service in Fayette County."
Former Fayetteville Mayor Ken Steele (left), Branch Manager Melanie Myer, who helped cut the ribbon for the branch's grand opening in 2006, and Fayetteville Mayor Eddie Johnson
The Fayetteville branch was Delta Community's first free-standing location, built after the Credit Union expanded into community membership in 2005. Today, more than 19,000 people consider the Fayetteville branch their "home" bank, and nearly 30,000 Fayette County residents are members of Delta Community.
Scholarship Application Period Opens in March 
Delta Community annually awards $20,000 in scholarships (three $5,000 awards and two $2,500 awards). Since the program began in 2006, more than $165,000 has been awarded to 40 members seeking higher education.

The application period for the 2016 Scholarship Program will run through April 1. Winners will be announced on or before May 9.
Visit our website for program details, including eligibility requirements. Also, follow us on Facebook, Twitter and Instagram to view profiles of our previous scholarship winners, which we will be posting in March.
Quick Balance Feature Added to Mobile Banking
Our Mobile Banking service now features Quick Balance, which allows members to easily check their account balances and up to five recent transactions at any time - without having to login to their accounts.

Once enabled, Quick Balance is available with a simple "swipe" from the middle of the Mobile Banking login screen.
Like Touch ID, Quick Balance is an optional feature that must be activated within the app's Settings command, which is located under More in the app's footer menu bar.

Visit to learn more about Quick Balance. Members can also download the latest version of our Mobile Banking app, which may be required for Quick Balance, from their devices' App Store.
What Should You do With Your 2016 Tax Refund?  
It’s the time of year when many of us are awaiting a tax refund check from the IRS. It is money that we earned in 2015, allowing Uncle Sam to hang on to some of it in the form of withholding taxes – a little at a time deducted from each paycheck throughout the year.

Read our blog for suggestions as to how best to use your tax refund.
Delta Community Offers $500 Off Closing Costs
Members looking to buy their first homes, upgrade or refinance can make the experience easy and affordable with low rates on a variety of Delta Community Home Loans. Apply by April 30, 2016 and receive $500 off closing costs on refinances and home purchase loans.*

For more information, or to apply, visit, call 866-963-7811, email or schedule an appointment with a Home Loan Specialist today.
*Applications must be submitted March 1 through April 30, 2016 to receive $500 off refinances. $500 off purchase loans valid until Dec. 31, 2016.
$14,500 Invested in Fayette County Organizations
Delta Community's Philanthropic Fund grants continued in February, with the following organizations: 
  • Bloom Our Youth received a $7,000 grant to support the Bloom Closet, which provides free clothing and other necessities to foster children in Georgia
  • The Joseph Sams School was awarded $7,500 to support its Vocational/Life Skills Program, which provides education and life management training to teens and adults with disabilities
Representatives from The Joseph Sams School (left) and Bloom (right) receive Philanthropic Fund grants from Delta Community CEO Hank Halter (center)
Throughout 2016, the Delta Community Philanthropic Fund will invest $80,000 in 17 metro Atlanta non-profit organizations which support the physical and financial needs of people who live in the communities we serve.

Financial Status
as of Jan. 31, 2016
Assets: $4.9B
Deposits: $4.2B
Loans: $3.7B
Members: 333,201

Holiday Closings
Fri., Mar. 25
Good Friday
Delta Air Lines' General Offices and Technical Operations Center closed


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