Insights for May 2017

Delta Community Credit Union
Monthly newsletter INSIGHTS March 2017
New Features Added to Mobile Banking App
We recently released new updates to the Delta Community Mobile Banking App – adding even more convenience to your banking on-the-go experience!
The latest version of our app offers: 
  • Balance Widget – An updated version of the Balance Widget allows you to view your account balances without having to log in to the app. 
  • Scheduled Recurring Transfers – Schedule future-dated one-time or repeated transfers between your accounts, just as you can online.
  • Transfer Memo Note – Include a short note with the transfer transactions you make.
  • Regulation D (Reg D) Tracker – Keep track of the transfers counted toward the number of Reg D transactions you're allowed to make on your deposit accounts throughout the month with a new tracker. Learn more about Reg D
To learn more about these enhancements to our Mobile Banking service, please visit our New Features page on our website. And make sure you have the latest version of the app available from the App Store or Google Play.
Adjustable-Rate Mortgage Promotion
Members looking for a new home this spring or summer can save money with our special rates on Adjustable-Rate Mortgages (ARM) now through July 31, 2017. An Adjustable-Rate Mortgage may be right for you if you don’t plan to stay in a property for a long time and you want a home loan with lower initial monthly payments. With rates as low as 2.75% (APR 2.99%)1 on Adjustable-Rate Mortgages, it’s easy and affordable to lock in a low rate and purchase the home of your dreams, even if you need a Jumbo Loan. And, when you use an ARM to purchase your home from Delta Community, you’ll receive $500 off closing costs2.
Philanthropic Fund Grants Awarded in April
Delta Community Refer A Friend
Delta Community’s 2017 Philanthropic Fund grants continued in April with awards totaling $12,500 to the organizations listed below:
  • SafePath Children’s Advocacy Center received $5,000 to support the organization’s efforts to reduce trauma to children and their families by offering a comprehensive, professional, child-friendly approach to allegations of child abuse.
  • The Center for Children and Young Adults, which provides a safe environment for homeless youth and young adults, accepted an award of $7,500 for their Our Future Works Program. This program provides a paycheck to young interns, allowing them to learn money management skills.
The Delta Community Philanthropic Fund will invest a total of $100,000 throughout 2017 to 22 metro Atlanta non-profit organizations which support the physical and financial needs of people who live within the communities we serve.
2018 Philanthropic Fund Application Period Open
The application period for the 2018 Philanthropic Fund grant awards is now open. This fund provides financial support to registered 501(c)(3) non-profit organizations in the 11-county metro Atlanta region and in our out-of-state branches, which align with our goal of helping families manage household finances and improving the physical and financial well-being of young people.
Interested organizations can review the 2018 Philanthropic Fund grant guidelines and submit an application on our website by 5 p.m. on June 30, 2017.
Delta Community Member Wins Fiserv Sweepstakes
Delta Community member John S. was one of several people to win Fiserv’s nationwide “Season of Giving” sweepstakes. He has been a member since the mid-1970s and was the only Delta Community member to win. In addition to awarding individuals, Fiserv donated matching amounts to the charitable organization Good360.
Fiserv provides functionality supporting our Remote Delivery Channels, such as Online Bill Pay. Fiserv’s “Season of Giving” marketing campaign, carried out in the last months of 2016, automatically entered online and mobile banking users’ names into a random sweepstakes each time they arranged a new e-bill or online or mobile bill pay transaction.
Alpharetta Branch Update
HR Charitable Giving
Construction continues on our newest branch which will be located at 11575 Haynes Bridge Road in Alpharetta. Delta Community recently selected Alpharetta as the home of our 24th branch location in metro Atlanta and 27th branch overall. It will house our full branch operations team as well as lending staff able to assist members with their home, auto and personal loan needs. 
We look forward to serving our members, and welcoming new members, with this new, convenient location. Follow us on Facebook for updates regarding the progress and opening of the Alpharetta Branch.
Financial Education Center  May Workshops
Delta Community’s comprehensive Financial Education Center is designed to improve the financial lives of our members and community by offering resources on a variety of topics from budgeting to protecting your identity. Every month we offer members several free, on-site workshops. Join us in May for our Psychology of Spending seminar which will be offered at our Virginia Avenue and Peachtree City-Wisdom Road Branches.

Be sure to check the Financial Education Center each month for one convenient listing of course details, an events calendar and a user-friendly registration process.
Monthly Blogs
  • Investing in Your Child's EducationWith tuition costs rising, investing in your child’s education now will set them up for success down the line. Here are our investing options to maximize your dollar.
  • Prepare for Summertime - And Summer Crime: Warmer weather often brings an increase in all types of crime. Take a look at our blog for our tips to staying safe as the temperatures rise.
Financial Status
as of 
March 31, 2017 
Assets: $5.5B
Deposits: $4.8B
Loans: $4.3B
Members: 354,312
Holiday Closings
Memorial Day
Monday, May 29

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Annual Percentage Rate. Rates shown are for well qualified borrowers. The APR is based on a $120,000 loan amount. Interest rates may vary depending on loan amount. Visit for all Adjustable Rate Mortgage rates. 
2 $500 off closing costs for Fixed-Rate and Adjustable-Rate Purchase Loans valid until 12/31/17. $500 off closing costs is not available for Refinances. 
NCUA This credit union is federally insured by the National Credit Union Administration.