Insights for September 2015

September 2015
Volume 13 Issue 9
Archived Issues
Insights is a monthly newsletter for members of Delta Community Credit Union.
Delta Community Provides Financial Education to Students
Delta Community is a proud sponsor of the new Junior Achievement (JA) Discovery Center in Lawrenceville, GA.

The JA Discovery Center at Gwinnett,which opened on Aug. 27, is located on the campus of the new Discovery High School. It is expected to serve more than 25,000 middle school students annually.

The Discovery Center offers more than 30 business storefronts, where students are able to interact within a realistic, simulated economy, assuming the roles of employees, taxpayers and consumers. By the end of each session, students complete a day's work, develop a personal budget and make purchasing decisions.
Delta Community representatives at the Junior Achievement Discovery Center at Gwinnett credit union storefront
"Our credit union storefront focuses on the importance of giving back and investing in local communities," said Jai Rogers, vice president of community development at Delta Community. "We are excited to be able to provide this dynamic educational opportunity." 

The storefront is a collaborative project between Delta Community and Georgia United Credit Union.
Survey Ranks Credit Unions Top Industry for Customer Service
A recent Consumer Reports National Research Center survey measuring the best and worst industries and companies for customer service rated credit unions the best in customer service. Survey results were collected over the past three years with scores measured on a scale of zero to 100 (best).

As the top-rated industry, credit unions received a score of 90 out of a possible 100 rating, showing how effectively they are serving millions of members across the nation.

Because credit unions are member-owned and operated, they are inherently service-centric. Moreover, credit unions are uniquely structured to return earnings directly to members, rather than shareholders, in the form of lower rates on loans, higher dividends on savings and no or lower fees, all with a more personal touch.
Delta Community's Carisa Buffington welcoming members to the Duluth (Sugarloaf) branch
"Do More" with a Delta Community Visa® Credit Card 
Ready to "Do More with Delta Community?" Then get started enjoying the spending power of a Delta Community Visa Credit Card today.

Now through Sept. 30, members can earn up to 7,500 bonus Reward Points with the Platinum Rewards Credit Card and up to 3,750 Reward Points with the Young Adult Credit Card as a head start.

To apply for a Delta Community Visa Credit Card, or to learn more about the Reward Points offer, including terms and conditions, visit our website.
Philanthropic Fund Grant Awards Continue in August
Delta Community's Philanthropic Fund grant awards continued throughout the month of August, with the following organizations:
  • The Sandy Springs Education Force received $3,000 for its After School All Stars program, which provides science, technology, engineering and mathematics (S.T.E.M.) enrichment classes to students attending Sandy Springs Charter Middle School and Dunwoody Elementary School.
Delta Community presenting grant checks to representatives from HomeStretch and The Drake House (left), Sandy Springs Education Force (center), and Habitat for Humanity of North Central GA (right)
  • The Drake House, located in Roswell, GA, was awarded $2,500 to provide life skills training and financial education classes to women and children residents of the shelter.
  • Habitat for Humanity of North Central Georgia received $2,500 to provide financial literacy classes to Habitat families.
  • The Housing Initiative of North Fulton received $2,500 for its HomeStretch Transitional Housing Program, which provides education and training to assist families transitioning out of homelessness.
The Philanthropic Fund will invest a total of $75,000 this year in organizations whose goals are aligned with Delta Community's commitment to support the financial and physical well-being of people who live in the communities we are privileged to serve.
BLOG: Credit Scores and Your Financial Future

Whether you are looking for a credit card, trying to finance a college education or buying your first car, your credit score can have a big impact on your financial future.
In the financial world, credit scores measure borrower risk. Before funding a mortgage or approving a loan, financial institutions look at the credit score of an applicant to determine their "credit worthiness."

Read our blog page for more information about credit scores and the value of maintaining good credit throughout your financial life.
Delta Community Exhibits at Atlanta Real Estate Trade Show
Delta Community was among 153 exhibitors at the 2015 Showcase Southeast Residential Real Estate Trade Show. 

The trade show, held at the Cobb Galleria on Aug. 13, gave Delta Community representatives the opportunity to meet with realtors and other real estate industry professionals working within the metro Atlanta area.

Participating in these types of events increases the Credit Union's visibility within the business community and helps prospective business partners learn more about how credit unions differ from other financial institutions.
Delta Community representatives at the 2015 Showcase Southeast Residential Real Estate Trade Show in Atlanta

Financial Status
as of July 31, 2015 
Assets: $4.9B
Deposits: $4.3B
Loans: $3.4B
Members: 323,807

Holiday Closings
Mon., Sept. 7 
Labor Day 
(all branches)

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