Insights for September 2017

Delta Community Credit Union
Monthly newsletter INSIGHTS September 2017
Our Pocket Your Appraisal Promo is Back
The Delta Community Pocket Your Appraisal Promo offers members affordable Home Equity rates, a variety of terms to choose from, a no-fee application process and for a limited time, no appraisal fee1. Whether you need to finance home improvements, cover unexpected expenses or consolidate debt, a Delta Community Home Equity Loan or Line of Credit may be the right option for you.
Home Equity Loan benefits include:
  • Fixed rate, fixed term
  • Quick access to available funds
  • One-time lump sum
Home Equity Line of Credit benefits include:
  • Adjustable rate, fixed limit
  • Your credit revolves and you can use it again
  • Draw money as you need it
Open the door to affordable financing with the Home Equity Pocket Your Appraisal Promo.
Teaching the Importance of "Kids Helping Kids"
Delta Community has partnered with Jenn Hobby and Jeff Dauler from Star 94.1 for Jeff & Jenn's $10,000 Give Back Giveaway, which invites metro Atlanta youth to organize a service project in their school's community that gives back to young people. 
The top five schools will be awarded with four finalists receiving $1,000 each and one grand prize winner receiving $10,000. Organizations can use the prize money for whatever they need such as new uniforms, new band instruments, a competition trip or a new playground. The contest runs until 5:30 p.m. on Friday, October 27. Visit the Star 94.1 website for the complete contest rules and printable forms to enter.
Philanthropic Fund Grants Awarded in August
Delta Community Refer A Friend
Delta Community’s 2017 Philanthropic Fund grants continued in August with awards totaling $9,000 to the organizations listed below:
  • Covenant House received a grant for $5,000 to support its Youth Financial Literacy Initiative. Covenant House is a shelter for homeless and at-risk youth in metro Atlanta. This grant will increase learning opportunities surrounding financial literacy, allow for immersive learning activities and provide classroom teaching materials. 
  • Girl Scouts of Greater Atlanta was awarded $4,000 to support its STEM Career Development Program. The funds will provide 11-15-year-old girls in 33 Georgia counties with educational enrichment in science, technology, engineering and math, and also provide leadership skills training.
The Delta Community Philanthropic Fund will invest a total of $100,000 throughout 2017 to 22 metro Atlanta non-profit organizations that support the physical and financial needs of people who live within the communities we serve.
HBCU Scholarship Application Period is Open
Throughout 2017, Delta Community is awarding $8,000 in scholarships to select students of Historically Black Colleges and Universities (HBCUs). We are now accepting nominations for our third quarter HBCU Scholarship. 
If you know an exceptional student currently attending a Georgia HBCU or a graduating high school senior accepted into enrollment in one of Georgia's HBCUs, tell us why they deserve to receive a $2,000 scholarship. KISS 104 and Delta Community will select one winner from among the most compelling submissions. Visit our website for more information about the HBCU Scholarship and nominate someone (or yourself) today!
Delta Community Receives Desjardins Award
We are proud to have been named the Georgia Credit Union Affiliates (GCUA) 2017 Desjardins Adult Financial Education Award winner for our Financial Education Center. Now in its second year, the Financial Education Center has provided more than 1,600 members with access to more than 70 free workshops through 22 courses on a variety topics, including budgeting, car and home buying, identity theft, retirement readiness and the basics of investing.
The Desjardins program was created to recognize leadership within the credit union movement on behalf of financial literacy for all ages. The recognition program considers all activities supporting the personal finance education of members and non-members.
Girls Just Wanna Have FUNDS
HR Charitable Giving
Delta Community's Julie Bates, Lauren Watring and Jeana Salman answered questions with Star 94.1's Jenn Hobby (third from left) at the Girls Just Wanna Have FUNDS seminar.
Last month, Delta Community and Star 94.1’s Jenn Hobby hosted a seminar for women to learn and discuss the simple steps that help build a financial future. Many of the attendees were interested in tips on saving for major purchases, such as buying a home, and how to financially prepare for life’s unexpected events.
Monthly Blogs
Financial Education Center Seminars

Delta Community’s comprehensive Financial Education Center is designed to improve the financial lives of our members and community by offering resources on a variety of topics from budgeting to protecting your identity. Every month, we offer members several free, on-site workshops.

On Tuesday, September 12 and Wednesday, September 13 will be holding Individual Counseling Sessions at our Virginia Avenue, Vinings and Peachtree City Wisdom Road Branches. During these 30-minute, one-on-one sessions, you will meet with a Certified Financial Planner from BALANCE who can advise you on credit building, home buying or debt management and budgeting. We recommend registering early, as seats fill quickly. 

We will also be holding the following seminars:
  • September 12: The Psychology of Spending | Virginia Avenue
  • September 27: College Financing 101 | Peachtree City Wisdom Road
Check our Financial Education Center calendar for more information on upcoming seminars.
Financial Status
as of 
July 31, 2017 
Assets: $5.4B
Deposits: $4.7B
Loans: $4.3B
Members: 362,955
Holiday Closings
Labor Day
Monday, September 4

Contact Us

Home Loan Line
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1Apply between September 1 - October 31, 2017 and we’ll waive the appraisal fee for your Home Equity Loan or Line of Credit. Property insurance may be required.
NCUA This credit union is federally insured by the National Credit Union Administration.