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Knowledge Base Article

Routing number and account number - Setting up automatic deposit and withdrawals (ACH)

How do I set up automatic withdrawals and deposits?

  • For a withdrawal or deposit for your Savings Account, you will use your Primary Account number and exclude the 4 digit Share ID preceded by the hyphen (ACH number). The ACH number can be located within Online Banking by clicking on your Savings account and clicking on the Account Details arrow located under the share name. Each share has the same drop- down arrow for the account details. If you are not an Online Banker you can locate this number at the top of your share statement; the ID is located in the 2nd column at the top of the respective transactions section. (Leave off any zeros in front of and after the Savings Account number).

    For example: 11123456 (savings)

  • The Additional Savings Accounts number needed to set up automatic withdrawals and deposits will require the Primary Account number plus the 4 digit Share ID preceded by the hyphen. This ACH number can also be located within Online Banking, as stated above. Or, locate the Primary number from the top of your share statement and the ID located in the 2nd column at the top of the respective transactions section.

    For example: 11123456-0030 (additional savings)

  • For a withdrawal or deposit for your Money Market Account, we use the Money Market Account’s checking account number excluding any leading zeros located on the bottom of your printed checks. If you do not have checks for this account, the associated checking account number can be located either on your statements next to the Money Market share ID or from within Online Banking (see details for Checking Accounts below). Although Money Market Accounts are a type of savings account, they should be submitted as a checking account type. Business accounts are the exception to this, as ACH requests should be submitted as a savings account type.

    Please note, withdrawals from Savings, Money Market, and Additional Savings accounts are limited to 6 withdrawals per month.

  • For a withdrawal or deposit for your Checking Account, use the Checking Account number excluding any leading zeros located on the bottom of your printed checks. If you do not have checks, the number can be located on your statements next to the Checking Account share ID or within Online Banking, locate the ACH number by clicking on your Checking account and clicking the Account Details arrow located under the share name.
  • The Delta Community's routing number: 261071315.
    A routing number is the code used by the ACH to route your debit/deposit to the correct financial institution. Every financial institution has a designated routing number which consists of nine digits of which the first two digits are 01 through 12 or 21 through 32.

To set up electronic withdrawals from your Delta Community Savings or Checking Account to your deposit accounts at another financial institution, access the Electronic Deposit/Withdrawal Agreement Authorization form.

An example check showing the location of the Routing and Account numbers