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Knowledge Base Article

FAQs about Debit Card Usage Fees that Other Banks are Charging

Does Delta Community plan to begin charging members fees for using debit cards?

The credit union’s plan is to keep offering our checking and debit card services at no charge. We view these as basic conveniences that are important to the general consumer. And, as a not-for-profit provider, our goal is to offer the best deal possible on these types of products.

Why are other banks charging fees for using a debit card?

Financial institutions are looking for ways to off-set lost revenue related to debit card restrictions. Some of these regulatory changes and new costs all financial institutions are facing may, however, prevent us from offering other enhancements over the long term. We believe our members would rather us use our earnings to protect these products than invest in additional ones.