Health Savings Account (HSA)

Health Savings Account at Delta Community Credit Union

Investing in a Healthier You

What is a Health Savings Account?

Our Health Savings Account lets you put aside money for medical expenses that you can deduct from your gross income to help with your taxes.

Health Savings Account Benefits

  • Earnings are tax-deferred or tax-free when used for qualified medical expenses
  • Qualified medical expenses paid with pre-tax dollars
  • Balances carry over year-to-year
  • Starting at age 65, unused funds may be used as taxable retirement income

To open a Health Savings Account, please complete the Health Savings Account Eligibility Form and the Health Savings Account Application. Complete both forms and return to Delta Community Credit Union by fax (404-677-4964) or mail, along with any of the applicable forms below.

Learn More Apply Now

A different way to save for health care

To be eligible for a Health Savings Account, an individual must be someone who is:

  1. Covered under a high deductible health plan
  2. Generally not covered by any health plan that is not a high deductible health plan
  3. Not enrolled in Medicare
  4. Not eligible to be claimed as a dependent on another person's tax return.

To calculate your investment use our free Savings Calculators.

2016 contribution limits for Health Savings Accounts are as follows:

  • Single HSA: $3,350
  • Family HSA: $6,750
  • Catch up contribution: $1,000 for owners 55 or older

Routing Number

Where's our routing number when you need it?
Right here:

261071315

Learn More About Health Savings Accounts


  • Rates

    Health Savings Accounts Rates

    Your Health Savings Account rates increase when you invest more towards future medical expenses.

    Tier Rate Rate APY*
    $0 - $9,999.99 0.20% 0.20%
    Tier Rate:
    $0 - $9,999.99
    Rate:
    0.20%
    APY*:
    0.20%
    $10,000.00 - $24,999.99 0.23% 0.23%
    Tier Rate:
    $10,000.00 - $24,999.99
    Rate:
    0.23%
    APY*:
    0.23%
    $25,000.00 - $49,999.99 0.25% 0.25%
    Tier Rate:
    $25,000.00 - $49,999.99
    Rate:
    0.25%
    APY*:
    0.25%
    $50,000.00 - $99,999.99 0.28% 0.28%
    Tier Rate:
    $50,000.00 - $99,999.99
    Rate:
    0.28%
    APY*:
    0.28%
    $100,000.00 - and above 0.30% 0.30%
    Tier Rate:
    $100,000.00 - and above
    Rate:
    0.30%
    APY*:
    0.30%

    *APY = Annual Percentage Yield.

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  • Fees

    Health Savings Accounts Fees

    Delta Community Credit Union HSA Accounts have no annual fees to maintain the account.

    Fee Type Amount
    Annual Fee $0.00
    Fee Type:
    Annual Fee
    Amount:
    $0.00
    Institutional Transfer Out after 1 free yearly $25.00 each
    Fee Type:
    Institutional Transfer Out
    Amount:
    $25.00 each
    after 1 free yearly

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  • Apply Now

    Ready to start saving with a HSA Account?

    If you’re currently a member, check out our open an account page for more details on how to start saving for your medical expenses.

    If you’re not yet a member, open an account to sign up today!

    Other forms that may be associated with HSAs are:

    If you have transfers or rollovers concerning your HSA, please contact us at 404-677-4600 and ask for an IRA Specialist.

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* APY=Annual Percentage Yield. Rates subject to change. APY accurate as of first day of current month. $5.00 opening and minimum balance required.

Important Notice: Federal regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, preauthorized transfer, check or debit card. You are limited to six (6) withdrawals and/or transfers from your savings account each monthly statement cycle by pre-authorized transfer or telephone/PC transfer (including bill payments).