Young Adult Credit Card

Young adult credit card by Delta community credit union

Credit Solutions for First-Time Credit Card Users and Students

Good Credit Starts Here

A credit card is, in itself, not a bad thing to have. It’s what you do with it that makes it a positive or negative in your life. Delta Community’s Young Adult Visa® Credit Card can have a very positive influence on a young adult’s financial picture.

Build Credit, Earn Rewards

It’s not just a credit card. It’s a spending tool that helps young adults understand how to use credit wisely and rewards them for good behavior. It also gives them a head start toward redeeming points for Cash Back, Gift Cards, Merchandise and Travel with no blackout dates. Avoid the pitfalls of high interest rates and confusing terms and conditions that some other credit cards have and check out our Young Adult Visa Card instead.

Apply Now


Young Adult Credit Card Features & Benefits:

  • Low competitive rate of 13.80% APR1
  • Credit line up to $1,000
  • No annual fee
  • Automatic enrollment in our Reward Points Program and 2,000 bonus points2
  • 1,000 Reward Points after your first purchase3
  • $40 On-time Payment Rebate4
  • Cell Phone Protection5
  • Securely make purchases with Mobile Payments

More Information

For more information on credit card options, benefits, terms and conditions and the Reward Points Program, please visit:

Learn More About Our Young Adult Visa Credit Card

  • Credit Card Rates

    Compare Young Adult Cards

    Company Product Name APR*
    Wells Fargo College Card 11.65-21.65%
    Wells Fargo
    Product Name
    College Card
    Bank of America BankAmericard 13.49-23.49%
    Bank of America
    Product Name
    Delta Community Young Adult Card 13.80-13.80%
    Delta Community
    Product Name
    Young Adult Card
    Chase Bank Slate 15.49-24.24%
    Chase Bank
    Product Name

    Competitor APRs as of the first day of the current month, provided by

  • Apply Now

    Apply Now for a Delta Community Credit Union Credit Card for Young Adults!

    Earn rewards for travel, shopping and more!

    Already have an account with Delta Community Credit Union? Applying for a Young Adult Credit Card online is a simple process.

    Log in to your Online Banking account and select Apply for a Loan or Credit Card from the Loan tab.

    Need a Delta Community Credit Union Account?

    Open one now! Apply online for a Delta Community Credit Union account online.

    Once you've been approved, your new account information will be mailed within three to seven business days. Immediately register for your Online Banking account and apply for a Delta Community Credit Union Young Adult Credit Card by selecting Apply for a Loan or Credit Card from the Loans tab.

    Have Credit Card Application Questions?

    You can call us at any time via our toll-free number at 800-544-3328 or locally at 404-715-4725.

    Come to a Local Credit Union Branch

    Looking for a local credit union? Delta Community has convenient branches located throughout metro Atlanta. Our friendly Credit Union representatives will be happy to assist you with any of your banking needs.


Young Adult Credit Card Terms and Conditions

2,000 enrollment bonus points apply to new, first-time Delta Community Reward Points program enrollments only. All standard Delta Community Reward Points rules apply. View complete program details.

1,000 bonus points apply for eligible signature-based purchases made within 30 days of card issuance. All standard Delta Community Reward Points rules apply.

For the first 24 months your Young Adult Credit Card account is open, you’ll be eligible to receive the On-Time Payment Bonus. Each time you make a purchase or cash advance using your Young Adult Credit Card in six consecutive months and make six on-time payments in a row, we'll pay you a $10 bonus. An on-time payment means paying at least the minimum payment disclosed on your account statement by the payment due date. The bonus will be paid as a credit to your next Young Adult Credit Card account statement. The maximum bonus under this program will be $40.

Cell Phone Protection coverage is subject to a $50 co-payment per claim. The maximum liability is $250.00 per claim occurrence and $500 per twelve-month period. Coverage begins the first day of the calendar month following the first payment to your wireless cell phone carrier bill using your Delta Community Young Adult Visa Credit Card.