Young Adult Credit Card

Young adult credit card by Delta community credit union

Credit Solutions for First Time Credit Card Users and Students

Good Credit Starts Here

A credit card is, in itself, not a bad thing to have. It’s what you do with it that makes it a positive or negative in your life. Delta Community’s Young Adult Visa Credit Card can have a very positive influence on a young adult’s financial picture.

Build Credit, Earn Rewards

It’s not just a credit card. It’s a spending tool that helps young adults understand how to use credit wisely and rewards them for good behavior. It also gives them a head start toward redeeming points for Cash Back, Gift Cards, Merchandise and Travel with no blackout dates. Avoid the pitfalls of high interest rates and confusing terms and conditions that some other credit cards have and check out our Young Adult Visa Card instead.

Apply Now

Overview

Young Adult Credit Card Benefits & Features:

  • Low competitive rate of 13.80% APR1
  • Credit line up to $1,000
  • No annual fee
  • Automatic enrollment in Reward Points and 2,000 bonus points upon account approval2
  • 1,000 bonus points after your first purchase3
  • $40 On-time Payment Rebate4
  • Cell Phone Protection5
  • For more information on Young Adult Credit Card benefits, terms and conditions please visit:

More Information

For more information on credit card benefits, terms and conditions and the Reward Points program, please visit:

Learn More About Our Platinum Rewards Visa Credit Card


  • Credit Card Rates

    Compare Young Adult Cards

    Company Product Name APR*
    Bank of America BankAmericard 11.24-21.24%
    Company
    Bank of America
    Product Name
    BankAmericard
    APR*
    11.24-21.24%
    Wells Fargo College Card 11.40-21.40%
    Company
    Wells Fargo
    Product Name
    College Card
    APR*
    11.40-21.40%
    Chase Bank Slate 13.24-23.24%
    Company
    Chase Bank
    Product Name
    Slate
    APR*
    13.24-23.24%
    Delta Community CU Young Adult Card 13.80-13.80%
    Company
    Delta Community CU
    Product Name
    Young Adult Card
    APR*
    13.80-13.80%

    Competitor APRs as of the first day of the current month, provided by mybanktracker.com.

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  • Apply Now

    Apply Now for a Delta Community Credit Union Credit Card for Young Adults!

    Earn rewards for travel, shopping and more!

    Already have an account with Delta Community Credit Union? Applying for a Young Adult Credit Card online is a simple process.

    Log in to your Online Banking account and select Apply for a Loan or Credit Card from the Loan tab.

    Need a Delta Community Credit Union Account?

    Open one now! Apply online for a Delta Community Credit Union account online.

    Once you've been approved, your new account information will be mailed within three to seven business days. Immediately register for your Online Banking account and apply for a Delta Community Credit Union Young Adult Credit Card by selecting Apply for a Loan or Credit Card from the Loan tab.

    Have Credit Card Application Questions?

    You can call us at any time via our toll-free number at 800-544-3328 or locally at 404-715-4725.

    Come to a Local Credit Union Branch

    Looking for a local credit union? Delta Community has convenient branches located throughout metro Atlanta. Our friendly Credit Union representatives will be happy to assist you with any of your banking needs.

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1Young Adult Credit Card Terms and Conditions

2 2,000 enrollment bonus points apply to new, first-time Delta Community Reward Points program enrollments only. All standard Delta Community Reward Points rules apply. View complete program details.

3 1,000 bonus points applies for eligible signature-based purchases made within 30 days of card issuance. All standard Delta Community Reward Points rules apply. View complete program details.

4 For the first 24 months your Young Adult Credit Card account is open, you’ll be eligible to receive the On-Time Payment Bonus. Each time you make a purchase or cash advance using your Young Adult Credit Card in six consecutive months and make six on-time payments in a row, we'll pay you a $10 bonus. An on-time payment means paying at least the minimum payment disclosed on your account statement by the payment due date. The bonus will be paid as a credit to your next Young Adult Credit Card account statement. The maximum bonus under this program will be $40.

5 Cell Phone protection coverage is subject to a $50 co-payment per claim. The maximum liability is $250.00 per claim occurrence and $500 per twelve-month period. Coverage begins the first day of the calendar month following the first payment to your wireless cell phone carrier bill using your Delta Community Young Adult Visa Credit Card.