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 / Credit Cards / Credit Cards / Additional Card Benefits

Additional Card Benefits

Additional Credit Card Benefits

A Credit Card with More Benefits

With low rates, no annual fees and great rewards, there’s no reason to use any other card. Plus, our Visa® Credit Card includes several other awesome benefits as well.

Visa Checkout

Delta Community delivers an innovative way to pay with Visa Checkout. Simply enroll your Visa Credit Card and your shipping information, and you can pay with two clicks anywhere where Visa Checkout is accepted. It’s simple, fast and secure.

Visa’s Zero Liability

Visa's Zero Liability policy guarantees that you won't be held responsible for fraudulent charges if your card account information is compromised. Always review your account activity, and if you notice any suspicious activity on your card, contact us at 1-800-544-3328 to report it.

Verified by Visa

You should never have to worry about security when you're shopping. That's why Delta Community offers Verified by Visa. This service enables online merchants to confirm a cardholder's identity before an online transaction is approved. This added step prevents unauthorized users from using your card online to perform fraudulent transactions. Learn more about Verified by Visa.

Purchase Security

When you use your Delta Community Visa Credit Card, Purchase Security gives you confidence that your purchase is protected. And whether you're buying something for yourself or buying a gift for someone else, Purchase Security can replace, repair or reimburse you up to $500. This coverage also extends to theft and certain types of damage. Learn more about Purchase Security.

Warranty Manager

If you have ever wanted to protect or manage the warranty of products you have purchased with your Delta Community Visa Credit Card, we offer the Visa Warranty Manager Service. You can register your current contract warranty, get important product coverage information and even extend the original manufacturer’s warranty in some instances through Extended Warranty Protection. To file a claim, you can call toll free at 1-800-551-8472.

Roadside Dispatch

Enjoy the peace of mind offered by a 24/7 on-demand referral dispatch network that provides emergency pay-per-use roadside assistance such as battery boosts, tire changing, fuel delivery towing, and locksmith services. There are no annual dues or limits on usage. Each service call is $59.95. Call 1-800-VISA-TOW for further details.

Lost or Stolen Card Reporting

You can report your card lost or stolen with one call, and your account will be immediately blocked to prevent fraudulent charges. You can report a lost or stolen card by:

  • Contacting Delta Community in the U.S. or Canada at 1-800-544-3328.
  • Logging in to your Online Banking account, selecting the Additional Services tab and going to the Card Management section. You can also submit a secure message.
  • Calling Visa at 1-800-Visa-911 (1-800-847-2911). You can also call Visa collect while traveling overseas, at 410-581-9994.

Emergency Card Replacement/Emergency Cash Disbursement (ECR/ECD)

This efficient, 24x7x365 worldwide service allows you to quickly and easily get a replacement Visa card sent to you and/or receive emergency cash at a convenient location. In the U.S., your Delta Community CU Visa Credit Card can be replaced within 24 hours. Outside the U.S. it is often replaced within one business day. Cardholders can receive up to $5,000 in emergency cash within 24 hours that can be picked up at an Emergency Service Location. For assistance, call 1-800-VISA-911 (1-800-847-2911).

International Travel

Traveling overseas? Give us a call ahead of time so we can ensure that your travel experience is a good one. Contact us at 1-800-544-3328.

If you are traveling internationally and receive a call from Visa Fraud Prevention Services and are unable to reach them at 1-866-273-9888, view this list of Visa international toll-free numbers. When you contact the Visa Call Center, you will need to notify them you were contacted by Visa Fraud Prevention Services regarding suspected fraudulent activity. You may also want to store the applicable numbers in your mobile phone.

1% Foreign Currency Transaction Fee

A Foreign Transaction Fee – also known as an ISA fee – of 1% is assessed for all foreign transactions, including ATM withdrawals in foreign countries. For each ATM withdrawal in which a credit card is used, there is a $3 cash advance fee. Using your Delta Community Visa Credit and Check or ATM card for overseas transactions offers you the best value for your money. For example, if you exchange currency with Travelex®, a currency exchange company, you would be charged a flat $5.50 fee for any amount up to $550***. Plus if your card is ever lost or stolen while traveling, you are protected by Visa's Zero Liability policy against fraudulent use.

Travel and Emergency Assistance Services (TEAS)

TEAS is available 24/7 by calling a dedicated toll-free number in the U.S., or through a collect telephone number when traveling abroad. This program provides assistance, such as Medical and Legal Referral Assistance, Emergency Ticket Replacement, Emergency Translation Service and Emergency Message Service. Please note that TEAS is provided on a best-efforts basis and may not be available due to time, distance or location. Cardholders are responsible for the cost of any services received.

Auto Rental Collision Damage Waiver

Eliminate the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles This supplemental insurance becomes effective after your primary coverage for the repair or replacement of a damaged rental vehicle due to collision, theft, or other physical damages, up to the actual cash value of most rental cars. You’re automatically protected when you decline the collision coverage at the time of rental when you pay with your Delta Community Visa Credit Card. View details about this secondary coverage and for instructions on how to report a claim.

*Travelex currency conversion transactions equaling more than US$550 are charged a 1% currency conversion rate.


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1-800-544-3328