Frequently Asked Questions (FAQs)
How can I increase my personal line of credit limit?
You can apply online by logging in to Online Banking, going to the Loan tab and then choosing Apply for a Loan or Credit Card. Or, you can call our 24-hour lending center at 1-800-544-3328 or visit one of our branches to apply for the increase.
How can I lower my overdraft protection loan limit?
You will need to send a request online through the secure Message Center or you can mail your signed request to:
P.O. Box 20541 Atlanta, GA 30320-2541
You can also fax your signed request to:
Attn: Loan Department
Is it possible to pay more than the scheduled payment due on my Personal Line of Credit every pay period?
Yes. To do this, you can either send a request online through our secure Message Center or fax your signed request to:
Attn: Loan Department.
Please note: If you are set up for ACH payments, your scheduled amount will still show the required payment but the actual transfer amount will be just as you have requested. If your payments are set up as Auto Transfer, the payment due will show your requested amount.
Will my Visa ® Credit Card, Personal Line of Credit or Home Equity Line of Credit limits be decreased if I’m participating in the Member Assistance Program?
Delta Community will notify you if there are any adjustments made to the limits on your existing loans.
Apply for a Personal Line of Credit Now!
Apply online by simply logging in to your Online Banking account, selecting the Loan tab and then choosing Apply for a Loan or Credit Card.
Call Us or Visit a Local Delta Community Credit Union Branch Today
Call us at 800-544-3328 or come into any one of our branches to apply.
Open a Delta Community Credit Union Account
Not a member yet? Apply for an account at Delta Community Credit Union and enjoy great rates and all the other benefits of being a member.
Who is this product right for?
Someone who needs a
personal line of credit for…whatever!