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 / Loans / Personal / Personal Loan
 

Personal Loans

A Personal Loan is a loan you can use any way you want. For as little as $500 with no maximum credit limit, you can choose to consolidate other high-interest loans, use for tuition, unexpected emergencies and more.


 

What Is It?

It’s easy to apply and you’ll be able to budget better because your monthly payments won’t change and we offer a variety of repayment options

For Credit Calculators, click here.

Who is this product right for?

Someone who is seeking a personal loan.

 

Personal Loans

TermAPR*
Up to 12 months9.50% to 17.00%
Up to 24 months9.50% to 17.00%
Up to 36 months9.75% to 17.00%
Up to 48 months10.00% to 17.00%
Up to 60 months10.25% to 17.00%

 

Who is this product right for?

Someone who is seeking a personal loan.

Loan Fees

Copy of Personal Line of Credit Check $3.00
Late Payment Fee $25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Pay by Phone Loan Payment Transfer $8.00
Stop Payment for Personal Line of Credit Check or ACH $25.00

Who is this product right for?

Someone who is seeking a personal loan.

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Ready to apply?

Simply apply online by logging into your Online Banking account, going to the Tools and Services menu and then choosing Apply for a Loan. You only have to apply once.

Or, if you’d like, you can call our 24-hour lending center at 800-544-3328 or apply at any of our Delta Community CU branches.

If you’re not yet a member, click here to sign up.

Who is this product right for?

Someone who is seeking a personal loan.

*Rates expressed as APR-Annual Percentage Rate. Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month.

Important Notice: You are accessing a secure site with confidential information which is restricted to authorized persons only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. Violators will be prosecuted to the fullest extent of the law.
1-800-544-3328