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 / Loans / Vehicle / Car Loans
 

Car Loans

Getting a Great Rate on a Car Loan Should Feel as Good as Finding the Perfect Car

When you’re shopping for a new car, truck or van, getting a great rate shouldn’t feel like negotiating over the sticker price. This is why Delta Community offers great new and used car loan rates on just about every type of transportation you could ever need. In addition to our low rates, you get the friendly, knowledgeable service you expect from Delta Community, along with some added benefits that make it easier to get started:

  • No application fee
  • Easy online application
  • Affordable payment options
  • No pre-payment penalties
  • Simple electronic closing process

A Car Loan where great rates come standard

Take a look at these rates and terms for new and used cars – we have great, competitive rates and affordable payment options. Use our handy auto loan calculators and compare rates to help find the best option for you.

New Car Loans

TermAPR*
Up to 12 months1.99% to 11.40%
24 months1.99% to 11.40%
36 months1.99% to 11.40%
48 months1.99% to 11.40%
60 months1.99% to 11.65%
61-72 months (greater than or equal to $20,000)2.29% to 12.15%
73-84 months (greater than or equal to $35,000)2.59% to 12.65%

Used Car Loans

TermAPR*
Up to 12 months2.24% to 12.20%
24 months2.24% to 12.20%
36 months2.24% to 12.20%
48 months2.24% to 12.20%
60 months2.24% to 12.45%
61-72 months (greater than or equal to $20,000)2.79% to 12.95%
73-84 months (greater than or equal to $35,000)3.09% to 13.45%

 

Who is this product right for?

Someone who is considering buying a car.

Want some help finding the right auto?

There are a few ways we can help. It’s just another one of the many complementary benefits of being part of Delta Community.

One way is to utilize Car Solutions, a free new and used car buying service for our members. They’ll sit down with you, find out what you’re looking for and then do the work of finding it for you. They have longstanding relationships with auto dealers all over metro Atlanta that you’ll be able to benefit from. You’ll never even have to step foot on a dealer lot if you don’t want to. If Car Solutions finds an auto you like, they’ll arrange to have it delivered to one of our Delta Community CU branches for a test drive.

To find out more about Car Solutions, just visit http://delta.carsolutions.com.

Auto Calculators

Who is this product right for?

Someone who is considering buying a car.

Compare Auto Loans

Company APR
Delta Community CU 1.99%
Bank of America 2.49%
Chase Bank 2.69%
Regions 3.02%
SunTrust 3.39%
Wells Fargo 3.39%

Competitor APRs as of the first day of the current month and are provided by mybanktracker.com

Who is this product right for?

Someone who is considering buying a car.

Loan Fees

Copy of Personal Line of Credit Check $3.00
Late Payment Fee $25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Pay by Phone Loan Payment Transfer $8.00
Stop Payment for Personal Line of Credit Check or ACH $25.00

Who is this product right for?

Someone who is considering buying a car.

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Ready to apply?

The quickest way to apply is by logging in to your Online Banking account and selecting Apply for a Loan or Credit Card under the Loan tab.

Or you can call us at 1-800-544-3328 or apply at any of our Delta Community branches.

If you’re not yet a Delta Community member, sign up now.

Who is this product right for?

Someone who is considering buying a car or truck.

*Rates expressed as Annual Percentage Rate (APR). Rates are based on creditworthiness and term of loan and are subject to change without notice.


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