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ID Theft Basic

What is It?

Just like the name says, this is Member Insurance Advisors'1 Basic Identity Theft Plan.

woman courier and a man signing for a parcel

For just $9 a month, it offers all of the services below:

Single Bureau Credit Report
Monitors a single credit bureau for credit/new loan data, including inquiries, new accounts and more.

Public Records
Monitors names/addresses associated with your Social Security Number.

Internet Surveillance
Monitors criminal websites, chat rooms and bulletin boards for illegal selling or trading of your personal information online.

Fraud Restoration Services
Provides personal assistance from a licensed, expert caseworker.

Lost Wallet Services
Eliminates the hassle of contacting credit card companies if your wallet is lost/stolen.

Identity Theft Insurance
Provides up to $1,000,000 insurance with $0 deductible.

What's Covered?

In the event of identity theft or fraud, the following costs associated with identity restoration are covered for insured customers:

  • Replacing documents - Up to $2,000 for each stolen identity event
  • Traveling expenses - Up to $2,000 for each stolen identity event
  • Loss of income - Up to $6,000 for each stolen identity event*
  • Child care and elderly care - Up to $6,000 for each stolen identity event2
  • Fraudulent withdrawals - Up to $10,000 for all fraudulent withdrawals resulting from a stolen identity event
  • Legal costs - Up to a total of $1,000,000 for any one stolen identity event

1Members Insurance Advisors is a wholly owned subsidiary of Delta Community Credit Union. Insurance products are not deposits of Delta Community Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Delta Community Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Delta Community Credit Union need not be purchased from Members Insurance Advisors and may be purchased from an agent or an insurance company of the Member’s choice. Business conducted with Members Insurance Advisors is separate and distinct from any business conducted with Delta Community Credit Union.

2Up to $200 per day, for a max benefit period of one month. Coverage is subject to the conditions and exclusions in the policy. The policy covers the United States and Puerto Rico but excludes New York.