Want to take insurance to an extra level?
For some people, an extra level of liability insurance gives an extra level of comfort. If this sounds like you, Members Insurance Advisors offers an Umbrella Policy. It’s sold in increments of one million dollars and will give you more protection over what your other insurance policies would cover if an accident were to happen.
So why is it called "Umbrella"? It’s because it covers liability claims from all policies underneath it, such as auto and homeowners policies. If you were to exhaust the liability limits on your home or auto or other policy, your Umbrella Policy would pick up where they left off.
To help you better understand, let’s say you have an Auto Insurance Policy with liability limits of $500,000 and a Homeowners Insurance policy with a limit of $300,000. With a million-dollar umbrella, your limits become, in effect, $1,500,000 on the Auto Policy and $1,300,000 on a homeowners liability claim.
Not only does it provide broad insurance beyond what you get with your other policies, it also provides coverage for claims that may be excluded by other liability policies including false arrest, libel, slander and liability coverage for any rental units you might own. It really is an extra level and could be just what you’re looking for.
Ready to apply or need more information?
Simply call 404-677-8652 or 866-444-4617. Or you can e-mail Members Insurance Advisors at info@MembersIA.com if that’s more convenient for you.