Home Loans Overview
First-Time Home Buyer
Fixed-Rate Mortgage
Adjustable-Rate Mortgage
Home Equity Loan
Home Equity Line of Credit
Land Lot Loan
Purchase Money Second
Home Loan Specialists
Mortgage Servicing
General Servicing
Escrow
Loss Mitigation
Related Services
Borrowing/Loan Rates
Calculators
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 / Loans / Home Loans / Home Loans Overview

Home Loans, Mortgage Loans & Home Equity for home financing solutions. Receive $750 toward closing costs on new home purchase today.

 

Home Loans

Mortgage & Home Equity Loan Solutions

You know your life is truly coming together when you finally have a home of your own. And Delta Community Credit Union wants to be right there alongside you to help your dream home come true. That’s why we offer so many different types of home loans.

Home Financing Made Simple

Whether you're a first-time homeowner, one who’s looking to refinance an existing loan or looking to make home improvements, Delta Community’s got you covered. To assist with your home purchasing needs, we offer several types of first mortgages and home equity loans. Our additional mortgage products include combo loans, jumbo loans and home renovation loans.

Home Financing Products & Details

Ready to start the home loan process? Choose from one of the many products below!

Product Description Rates Financing Best for
First-Time Home Buyer Program designed to help first-time home buyers purchase their home and understand their mortgage options. Check Rates Someone who is looking to purchase a first home.
Fixed-Rate Mortgage A Fixed Rate Mortgage is a mortgage where the interest rate is fixed and the monthly interest payment does not change over the life of the loan. Check Rates Someone who is looking to purchase or refinance a home at a fixed rate.
Adjustable-Rate Mortgage You have a fixed rate for a certain period of time, such as 3, 5 or 7 years, then for the remainder of the loan the interest rate would adjust annually depending on the market. Properties that qualify for this type of loan are primary residences, second/vacation homes and rental properties.  Check Rates Someone who is looking to purchase or refinance with a lower payment at the beginning stages of the loan.
Home Equity Loan Considered a traditional second mortgage, this is secured by your home and uses it as collateral. Check Rates Someone who is interested in using the equity in their home for a specific project.
Home Equity Line of Credit (HELOC) A revolving line of credit that uses your home as collateral. Check Rates

 

Someone who would like to tap into a line of credit using their home as collateral.
Land Lot Loan A loan that is used to finance the purchase of land or a lot property. Check Rates Someone who is looking to purchase land to build on.
Purchase Money Second A second mortgage you can use to supplement the purchase of your home. Check Rates Someone who is interested in using a second mortgage to supplement the amount of down payment needed.

Have additional questions on home financing or mortgage products?

Purchasing a home is no easy task and we are here to help. Contact a Home Loan Specialist or come in to one of our many local credit union locations in the Metro Atlanta area. We look forward to speaking with you soon!

 

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