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Vacation Loan

Make Your Bucket List Vacation Happen Responsibly

Save more and make your dream vacation or even a well-deserved sabbatical a reality with a Vacation Loan from Delta Community. With competitively low rates, why not plan now for that fall or winter vacation you’ve always wanted? Because getting away is not only good for you, these days, it’s essential. At Delta Community, we’re here to help you make taking a vacation easy and affordable without breaking the bank.

Learn More about Vacation Loan Apply Now for a Vacation Loan

Overview & Benefits

What is a Vacation Loan?

A Vacation Loan is an installment loan designed to help you travel when you want and do it responsibly. Whether you’re taking the family to the beach or planning your bucket list vacation, this loan will take you there. Choose the loan amount and term that works for you, your vacation and your budget.

Vacation Loan Benefits and Features

  • A Vacation Loan helps you finance your vacation and travel expenses. With a fixed rate and term, your monthly payments won’t change.
  • Competitive interest rates
  • No collateral needed based on credit worthiness
  • 12-month and 24-month payment terms available
  • No penalty for early payoff
  • Fast and easy approval process

Rates

Vacation Loan APR*

Find the Best Vacation Loan for Your Needs at a Low Rate

Term APR*
Up to 12 months 6.50% to 16.75%
Term:
Up to 12 months
APR*:
6.50% to 16.75%
Up to 24 months 6.75% to 17.25%
Term:
Up to 24 months
APR*:
6.75% to 17.25%

Try our credit calculators to answer some frequently asked questions on loan payments, balances and more.

*Rates expressed as APR-Annual Percentage Rate.

Fees

Vacation Loan Fees

 

Fee Type Amount
Copy of Personal Line of Credit Check $3.00
Fee Type:
Copy of Personal Line of Credit Check
Amount:
$3.00
Late Payment Fee $25.00 per month late
Fee Type:
Late Payment Fee
Amount:
$25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Fee Type:
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
Amount:
$25.00
Pay by Phone Loan Payment Transfer $8.00
Fee Type:
Pay by Phone Loan Payment Transfer
Amount:
$8.00
Stop Payment for Personal Line of Credit Check or ACH $25.00
Fee Type:
Stop Payment for Personal Line of Credit Check or ACH
Amount:
$25.00