Vacation Loan

Vacation Loan at Delta Community Credit Union

Make Your Bucket List Vacation Happen Responsibly

Now through June 30, 2019, you can save more and make your dream vacation a reality with our new Vacation Loan from Delta Community. For a limited time, we’ve got rates as low as 6.5% APR for well-qualified borrowers with excellent credit.1 And when you apply for and fund a Delta Community Vacation Loan, you’ll be automatically entered for a chance to win our Vacation Loan Sweepstakes, valued at up to $500.2

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What is a Vacation Loan?

A Vacation Loan is an installment loan designed to help you travel when you want and do it responsibly. Whether you’re taking the family to the beach or planning your bucket list vacation, this loan will take you there. Choose the loan amount and term that works for you, your vacation and your budget.

Vacation Loan Benefits and Features

  • A Vacation Loan helps you finance your vacation and travel expenses. With a fixed rate and term, your monthly payments won’t change.
  • Competitive interest rates
  • No collateral needed based on credit worthiness
  • 12-month and 24-month payment terms available
  • No penalty for early payoff
  • Fast and easy approval process

Vacation Loan Calculator

Learn More about Vacation Loans

  • Vacation Loan APR*

    Find the Best Vacation Loan for Your Needs at a Low Rate

    Term APR*
    Up to 12 months 6.50% to 16.75%
    Up to 12 months
    6.50% to 16.75%
    Up to 24 months 6.50% to 17.25%
    Up to 24 months
    6.50% to 17.25%

    Try our credit calculators to answer some frequently asked questions on loan payments, balances and more.

    *Rates expressed as APR-Annual Percentage Rate.

  • Fees

    Vacation Loan Fees

    Fee Type Amount
    Copy of Personal Line of Credit Check $3.00
    Fee Type:
    Copy of Personal Line of Credit Check
    Late Payment Fee $25.00 per month late
    Fee Type:
    Late Payment Fee
    $25.00 per month late
    NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
    Fee Type:
    NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
    Pay by Phone Loan Payment Transfer $8.00
    Fee Type:
    Pay by Phone Loan Payment Transfer
    Stop Payment for Personal Line of Credit Check or ACH $25.00
    Fee Type:
    Stop Payment for Personal Line of Credit Check or ACH

  • Apply Now

    Apply for a Vacation Loan Now!

    The Vacation Loan approval process is quick and easy. Simply apply online by logging in to your Online Banking account, selecting the Loans tab and then choosing Apply for a Loan or Credit Card.

    Call or Come into a Local Credit Union Branch

    Contact us at 800-544-3328 or apply at any of our Delta Community Credit Union branches.

    Become a Credit Union Member

    If you’re not yet a member, apply for an account now to enjoy all the benefits of being a part of Delta Community Credit Union.


1APR = Annual Percentage Rate.

2Apply for and fund a Vacation Loan (12 or 24-month term) with Delta Community Credit Union from May 1, 2019 and June 30, 2019 (“Sweepstakes Period”) and you'll be automatically entered to win a travel pack valued at $500 (includes a $300 Visa Gift Card, branded Delta Community luggage tag and luggage or travel backpack) as part of our Delta Community Vacation Loan Sweepstakes! For complete contest rules and details visit

NO PURCHASE NECESSARY TO ENTER OR WIN. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open to legal residents of the United States (excluding Florida) and 18 years of age or older as of May 1, 2019. Mail-in entries must be submitted on a 3x5 card to qualify for entry.