Supplemental Insurance

Supplemental Health Insurance at delta community credit union

When Your Medical Coverage May Not Be Enough

Supplemental insurance can help shield you from out-of-pocket expenses that your regular insurance may not cover. Benefits for these types of policies are paid directly to you, whereas major medical insurance pays your provider directly. A supplemental policy can help replace lost income and pay your rent, mortgage, utilities, medical supplies or even your cable bill while you recover.

Delta Community members can take advantage of two different supplemental coverage options, Recuperative Care Accident & Sickness and Hospital Accident Insurance Plan, with guaranteed acceptance and no medical exams required. You can select one or both plans based on your budget and coverage needs.

Recuperative Care Accident & Sickness

  • A flat benefit is paid for each day an insured is hospital confined due to a covered accident or sickness
  • $200 per day in-hospital benefit
  • $100 per day recuperative care benefit
  • Limit per occurrence $109,500 per 365 days

Hospital Accident Insurance Plan

  • A flat benefit is paid for each day an insured is hospital confined due to a covered accident (no sickness coverage)
  • $450 per Emergency Room Treatment
  • $900 per day for Hospital Confinement – limit per occurrence $328,500 per 365 days
  • $1,800 per day for Intensive Care Confinement – limit per occurrence $657,000 per 365 days

These coverages could help put your mind at ease while you’re recovering from a covered accident or illness. Learn more about our Recuperative Care Accident & Sickness and Hospital Accident Insurance plans today.

The Hospital Accident Plan may not be available to residents of all states.
Confinement benefits reduce by 50% at age 65 and reduce to 25% at age 70. Outpatient Emergency Room benefits do not reduce due to age.
Insurance is underwritten by Federal Insurance Company, a Chubb company. For California residents: Insurance product offered by Franklin Madison Group, LLC. Underwritten by Federal Insurance Company.

Recuperative Care coverage may not be available to residents of all states.
Benefits reduce by 50% at age 65. Insurance is underwritten by Federal Insurance Company, a Chubb company.
For California residents: Insurance product offered by Franklin Madison Group, LLC. Underwritten by Federal Insurance Company.

Insurance products are underwritten by Federal Insurance Company, are not deposits of Delta Community Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Delta Community Credit Union and may be subject to risk. Insurance products offered through Members Insurance Advisors, a wholly owned subsidiary of Delta Community Credit Union.