Money Saving Tips for the Holidays
11/18/2013 5:17:31 PM
Apple, pumpkin spice, citrus, pine and cinnamon . . . can you smell it? The holiday season is definitely in the air. According to a study by Washington State University
, retailers use simple, yet refreshing scents that help free our minds and cause shoppers to spend more. Before you know it, you have made several rounds in the store and racked up a bill that probably reaches astronomical proportions. This season, before getting mesmerized by intoxicating smells that give your wallet a hangover, consider these seven money saving tips that will help you stay focused and in holiday cheer!
Get rewarded. If you're going to stand in long lines for purchases, spend extra gas money driving from store to store or stay online for hours to find the best deals, you might as well get rewarded for it. Yes, you heard me right. You can get Reward Points for spending money during the holidays, or any day for that matter, with Delta Community's Young Adult Visa Credit Card! Think of it as Delta Community's way of rewarding you for doing what you were going to do anyway. This holiday, get rewards like cash back, gift cards, travel discounts, merchandise and more! Earlier this year, I took the cash back option for my accumulated points. Overall, it's a win-win situation and a pretty sweet deal, if you ask me!
Research the best online deals before buying. Shopping online is not only convenient, but it can save you tremendously! Cyber Monday, the Monday after Thanksgiving, is when retailers unleash some of the best online deals for the latest fashions, gadgets and products. These online prices are usually cheaper than store prices and often save you a bundle. Here's more good news; most retailers offer free shipping on this day. What's not to love about waiting for your package to arrive while you relax?
Visit stores that price match. Let's face it, everyone loves a great deal or bargain. To make sure you get the best ones this season, try visiting stores like Best Buy or Target that offer price matching. Price matching is one way select retailers guarantee that customers get the best prices for their purchases. If you find a lower advertised price at a different store for an identical product, simply tell the salesperson. He or she will research and match it on the spot. Talk about customer service. This an excellent way to save, save, save!
Gear up for Black Friday . . . if you dare. Labeled one of the biggest shopping days of the year, Black Friday takes place the day after Thanksgiving. With irresistible sales being advertised at almost every store, it's no wonder shoppers come out in droves, despite huge crowds, potential chaotic snatch and grab episodes and super long lines. One year, shoppers looking to save big on Black Friday, reportedly waited in line for hot ticket items an entire week! Can you believe it? Whoooaa...obviously they were very serious about saving. Luckily, some stores this year are promising shorter lines, more staff and police for crowd control. There are even stores opening on Thanksgiving Day! Maybe this year the wait will not be as long.
DIY for holiday gifts. Why buy it when you can DIY . . . Do it Yourself! In this economy, you have to become creative. Low on funds? No problem! Try using your talent or arts and crafts ideas to make some of your gifts instead of buying them. Fortunately for us, we live in the era of YouTube. You can a find a "how to" video on almost anything. If you can sew, make your loved one a hand-crafted sweater. If you're a hairstylist, give a friend a voucher for a new look. Own a business? Make your own coupons or gift cards offering your services for free or discounted rates. Just look online; there're plenty of DIY gift ideas for the holidays. Choose one and save.
Shop early. Did you know some people complete most of their holiday shopping by October or earlier? According to Forbes, after mid October, prices usually seem to increase, especially when it comes to traveling. Although it sometimes pays to wait, it may be in your best interest to make purchases ahead of time, particularly when it comes to airfare or car rentals. If you know exactly where you're going for the holidays, planning travel arrangements in advance will save you from possibly paying double the average plane ticket or car rental price.
Day after Christmas sales, Mark-downs and Returns. Well, the mad dash is over. The racks have been rummaged through and the aisles probably resemble a scene out of Twister. Fret not, this may be the best time to start shopping. Why? Perhaps because most of the items left behind are marked down to ridiculously low prices. Fortunately for us, most retailers are trying to remove old stock from the shelves and prepare for new shipments. Though most of the stores have been picked over, you may find great discounts on items you least expect.
Today, I challenge you to make this holiday season financially epic! Remember to say "NO" to overspending and "YES" to deal scouting. Use these seven holiday shopping tips to keep your pockets heavy and your spirit happy. If you haven't already, connect with us on Facebook
; we would love to know your favorite holiday shopping tips. Remember to use #QRAshley when posting. Happy Holidays!
Posted: 11/18/2013 5:17:31 PM
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