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Loan Rates

*Rates expressed as APR - Annual Percentage Rate.

New Cars

TermAPR*
Up to 12 months1.98% to 11.00%
24 months1.98% to 11.00%
36 months1.98% to 11.00%
48 months1.98% to 11.00%
60 months1.98% to 11.00%
61-72 months (greater than or equal to $20,000)2.18% to 11.40%
73-84 months (greater than or equal to $35,000)2.38% to 12.00%

Used Cars

TermAPR*
Up to 12 months2.24% to 11.25%
24 months2.24% to 11.25%
36 months2.24% to 11.25%
48 months2.24% to 11.25%
60 months2.24% to 11.25%
61-72 months (greater than or equal to $20,000)2.44% to 11.65%
73-84 months (greater than or equal to $35,000)2.64% to 12.25%

New and Used Other Collateral*

Up to 12 months4.00% to 12.75%
24 months4.25% to 12.75%
36 months4.50% to 13.00%
48 months4.75% to 13.25%
60 months4.75% to 13.50%
72 months (greater than or equal to $20,000)5.25% to 14.25%
84 months (greater than or equal to $35,000)6.25% to 14.25%
120 months***6.25% to 14.25%
180 months****6.75% to 14.75%
240 months*****7.00% to 15.00%

Personal Loans

Up to 12 months9.50% to 17.00%
Up to 24 months9.50% to 17.00%
Up to 36 months9.75% to 17.00%
Up to 48 months10.00% to 17.00%
Up to 60 months10.25% to 17.00%

Other Loan Types

Personal Line of Credit9.25% to 17.00%
Deposit Secured Loan******2.150%
Visa Platinum Rewards Credit Card10.00% to 14.00% Variable Rate
Visa Young Adult Credit Card13.80%

*Rates expressed as APR-Annual Percentage Rate. Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month
**Aircraft, boats, personal watercraft, horse trailers, recreational vehicles (RV), motorcycles, four-wheelers, snowmobiles, golf carts (new only), tractors (minimum 20hp).
***Loan amounts greater or equal to $50,000. Available for boats, RVs and aircraft.
****Loan amounts greater or equal to $75,000. Available for boats, RVs and aircraft.
*****Loan amounts greater or equal to $100,000. Available for boats, RVs and aircraft.
******The Annual Percentage Rate (APR) for this product is fixed.


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