Apply for a Delta Community Home Loan
For a limited time, save $850 off Closing Costs1
We understand that everyone has different needs when applying for a home loan...so we are cutting closing costs to save you money and help you purchase your next home!
Check out this exciting offer:
To commemorate our 85th year of serving the Metro Atlanta area, we are offering $850 off closing costs when you close a First Mortgage Home Loan1 through the end of the year. Offer ends December 31, 2025.
Apply Now
Financing To Make You Feel at Home
Whether you’re a first-time home buyer or you have purchased a home before, you can save money on closing costs. It's just another reason you'll be glad you chose Delta Community.
Top Tips for a Smooth Home Loan
From getting pre-approved to making an offer, check out our top tips for a smooth home loan process and be better prepared to make your move.
Apply Now To Save On Closing Costs
Get a Fixed-Rate or Adjustable-Rate Home Loan and save $8501 on closing costs!
Open the Door to a Great Lending Experience
Now is the perfect time to check out your home lending options and even prepare for purchasing a home if you're a first-time home buyer or simply need a refresher about the dos and don'ts. Check out our blog for thoughtful Mortgage Tips from our Home Loan Specialists.
We offer a variety of Home Loan options to fit your life—no matter what you need:
We’re there for you, whenever you need us.
Next to getting a great rate, responsiveness is one of the most valuable benefits for many home buyers—our Home Loan Specialists are ready to quickly answer any questions all the way through closing and beyond.
Don't forget to take advantage of your home's equity!
Get great rates on Home Equity Loans and Lines of Credit.
As a Delta Community member, you get more than competitive rates. You get a Home Loan Specialist dedicated to providing you’re the level of expert care you’re looking for. Because your home’s equity is an integral part of your financial future—and we treat it that way.
Act today and no matter which Home Equity option you choose, you pay no closing fees! Hurry, this offer ends October 31, 2025.4
Home Equity Loan
- Get a low, fixed-rate loan
- You receive a lump sum amount at closing
- No pre-payment penalty
Apply Now
Home Equity Line of Credit
- Get an affordable revolving line of credit
- Convenient access to funds when you need them
- No Annual fee
Apply Now
Hurry, this offer ends soon. Apply now!
To get started on your Home Loan, simply choose from one of the convenient options below.
Call 866-963-7811, Option 1
to schedule an appointment
Save $850 on closing costs on Fixed-Rate or Adjustable-Rate Home Purchase Loans. Offer valid for applications received through December 31, 2025. Offer does not include Refinances, Land/Lot Loans, Home Equity Loans or Home Equity Lines of Credit.
2. Qualification restrictions apply. Available within our lending footprint.
3. 100% Financing is available for home purchases with a Fixed or Adjustable-Rate Loan. 100% Financing excludes Jumbo Loans. Other restrictions apply.
4. Offer valid for Home Equity Loans and Home Equity Lines of Credit applied for between September 1 and October 31, 2025. Borrower will be responsible for prepaid interest, taxes, insurance (including state intangible tax where required) and attorney fees where required by state law to be paid by borrower. Adequate property and flood insurance required, if applicable. All loans subject to credit approval and acceptable property. HELOCs have a variable Annual Percentage Rate (APR) and are based on an index plus a margin. It is subject to change monthly with the Prime Rate (the index) as published in the Wall Street Journal. As of September 1, 2025, the APR ranges from 7.25% to 8.25% depending on creditworthiness and loan to value. The APR will never be lower than 3.00% or higher than 15.00%.
