Other Vehicle Loans

Financing Options for Whatever You Ride

Whether you’re ready to hit the road by motorcycle or RV, take to the water by boat or explore the skies by aircraft, Delta Community can help you get moving. For a limited time, well-qualified borrowers with excellent credit can take advantage of rates as low as 3.99% APR¹ on Recreational Vehicle Loans.

Shopping for a car instead? Our New and Used Car Loans also feature rates as low as 3.99% APR2 for a limited time.

Whatever your next adventure looks like, now’s a great time to get started. Apply today!

Learn More about Other Vehicle Loans Apply Now for Other Vehicle Loans

Overview & Benefits

Other Vehicle Loan Options

In the market for a recreational vehicle or motorcycle loan? Delta Community has very competitive loan rates and can help you with the following:

  • Motorcycle Loans
  • Boat Loans
  • RV Loans
  • Aircraft Loans

We can also help with four-wheelers, new golf carts, snowmobiles, personal watercraft and more. View our Loan Rates page for more details.

Auto and Other Vehicle Loan Calculators

Try our Auto and Vehicle Loan Calculators to help answer some frequently asked questions on auto and vehicle loan payments, financing and more.

Rates

Rates below are for motorcycle, boat, RV and aircraft loans only. Want to finance something else that moves? View our Loan Rates page for more details.

New and Used Other Vehicle Loans

Term APR*
Up to 12 months 3.99% to 16.19%
Term:
Up to 12 months
APR*:
3.99% to 16.19%
24 months 3.99% to 16.19%
Term:
24 months
APR*:
3.99% to 16.19%
36 months 3.99% to 16.19%
Term:
36 months
APR*:
3.99% to 16.19%
48 months 3.99% to 16.19%
Term:
48 months
APR*:
3.99% to 16.19%
60 months 3.99% to 16.19%
Term:
60 months
APR*:
3.99% to 16.19%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only 4.49% to 16.89%
Term:
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
APR*:
4.49% to 16.89%
84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only 4.99% to 17.59%
Term:
84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
APR*:
4.99% to 17.59%
120 months for $50,000 or more on boats, RVs and aircraft loans only 5.19% to 17.59%
Term:
120 months for $50,000 or more on boats, RVs and aircraft loans only
APR*:
5.19% to 17.59%
180 months for $75,000 or more on boats, RVs and aircraft loans only 5.39% to 17.59%
Term:
180 months for $75,000 or more on boats, RVs and aircraft loans only
APR*:
5.39% to 17.59%
240 months for $100,000 or more on boats, RVs and aircraft loans only 5.59% to 17.59%
Term:
240 months for $100,000 or more on boats, RVs and aircraft loans only
APR*:
5.59% to 17.59%

*Rates expressed as APR-Annual Percentage Rate. Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month.

Fees

Loan Fees

Fee Type Amount
Late Payment Fee for Consumer Loans $25.00 per month late
Fee Type:
Late Payment Fee for Consumer Loans
Amount:
$25.00 per month late
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH $25.00
Fee Type:
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH
Amount:
$25.00
Pay by Phone Loan Payment Transfer from a non-Delta Community account $8.00
Fee Type:
Pay by Phone Loan Payment Transfer from a non-Delta Community account
Amount:
$8.00

1. Annual Percentage Rate (APR) available September 1 – October 31, 2026. Rate is based on creditworthiness, loan terms and other factors.  

2. Recreational Vehicle Loans are loans for aircraft, boats, motorcycles and RV’s.