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Attention

Due to inclement weather, all metro Atlanta branches will delay opening until noon on Wednesday, January 22. As always, you can access your account anytime through Online Banking or our Mobile App. Thank you for your understanding!

Personal Loan Rates
Vehicle Loan Rates

Loan Rates

 

New Cars

Term APR*
Up to 12 months 4.89% to 15.19%
Term:
Up to 12 months
APR*:
4.89% to 15.19%
24 months 4.89% to 15.19%
Term:
24 months
APR*:
4.89% to 15.19%
36 months 4.89% to 15.19%
Term:
36 months
APR*:
4.89% to 15.19%
48 months 4.89% to 15.19%
Term:
48 months
APR*:
4.89% to 15.19%
60 months 4.89% to 15.19%
Term:
60 months
APR*:
4.89% to 15.19%
61-72 months (greater than or equal to $20,000) 5.39% to 15.89%
Term:
61-72 months (greater than or equal to $20,000)
APR*:
5.39% to 15.89%
73-84 months (greater than or equal to $30,000) 5.89% to 16.59%
Term:
73-84 months (greater than or equal to $30,000)
APR*:
5.89% to 16.59%

Used Cars

Term APR*
Up to 12 months 5.19% to 15.49%
Term:
Up to 12 months
APR*:
5.19% to 15.49%
24 months 5.19% to 15.49%
Term:
24 months
APR*:
5.19% to 15.49%
36 months 5.19% to 15.49%
Term:
36 months
APR*:
5.19% to 15.49%
48 months 5.19% to 15.49%
Term:
48 months
APR*:
5.19% to 15.49%
60 months 5.19% to 15.49%
Term:
60 months
APR*:
5.19% to 15.49%
61-72 months (greater than or equal to $20,000) 5.69% to 16.19%
Term:
61-72 months (greater than or equal to $20,000)
APR*:
5.69% to 16.19%
73-84 months (greater than or equal to $30,000) 6.19% to 16.89%
Term:
73-84 months (greater than or equal to $30,000)
APR*:
6.19% to 16.89%

To estimate payment amounts, see our Car Loan Calculators.

New and Used Other Vehicle Loans

Rates below are for motorcycle, boat, RV and aircraft loans only.

Term APR*
Up to 12 months 6.79% to 16.39%
Term:
Up to 12 months
APR*:
6.79% to 16.39%
24 months 6.79% to 16.39%
Term:
24 months
APR*:
6.79% to 16.39%
36 months 6.79% to 16.39%
Term:
36 months
APR*:
6.79% to 16.39%
48 months 6.79% to 16.39%
Term:
48 months
APR*:
6.79% to 16.39%
60 months 6.79% to 16.39%
Term:
60 months
APR*:
6.79% to 16.39%
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only 7.29% to 17.09%
Term:
72 months for $20,000 or more on boats, RVs, aircraft and motorcycle loans only
APR*:
7.29% to 17.09%
84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only 7.79% to 17.79%
Term:
84 months for $30,000 or more on boats, RVs, aircraft and motorcycle loans only
APR*:
7.79% to 17.79%
120 months for $50,000 or more on boats, RVs and aircraft loans only 7.99% to 17.79%
Term:
120 months for $50,000 or more on boats, RVs and aircraft loans only
APR*:
7.99% to 17.79%
180 months for $75,000 or more on boats, RVs and aircraft loans only 8.19% to 17.79%
Term:
180 months for $75,000 or more on boats, RVs and aircraft loans only
APR*:
8.19% to 17.79%
240 months for $100,000 or more on boats, RVs and aircraft loans only 8.39% to 17.79%
Term:
240 months for $100,000 or more on boats, RVs and aircraft loans only
APR*:
8.39% to 17.79%

New and Used Small Vehicle Loans

Are you looking for a vehicle loan for something smaller than a motorcycle, boat, RV or aircraft? Whether it’s a tractor, horse trailer, personal watercraft, ATV, golf cart (new golf carts only) or something else that moves, Delta Community can help with that too.

Term APR*
Up to 12 months 8.00% to 16.50%
Term:
Up to 12 months
APR*:
8.00% to 16.50%
24 months 8.25% to 16.75%
Term:
24 months
APR*:
8.25% to 16.75%
36 months 8.50% to 16.75%
Term:
36 months
APR*:
8.50% to 16.75%
48 months 8.75% to 16.75%
Term:
48 months
APR*:
8.75% to 16.75%
60 months 9.00% to 16.75%
Term:
60 months
APR*:
9.00% to 16.75%

Personal Loans

Term APR*
Up to 12 months 8.75% to 17.50%
Term:
Up to 12 months
APR*:
8.75% to 17.50%
Up to 24 months 9.00% to 17.75%
Term:
Up to 24 months
APR*:
9.00% to 17.75%
Up to 36 months 9.25% to 17.75%
Term:
Up to 36 months
APR*:
9.25% to 17.75%
Up to 48 months 9.50% to 17.75%
Term:
Up to 48 months
APR*:
9.50% to 17.75%
Up to 60 months 9.75% to 17.75%
Term:
Up to 60 months
APR*:
9.75% to 17.75%
Type APR*
Personal Line of Credit 12.25% to 17.50%
Type:
Personal Line of Credit
APR*:
12.25% to 17.50%

Other Loan Types

Loan Type APR*
Deposit Secured Loan****** 2.25%
Loan Type:
Deposit Secured Loan******
APR*:
2.25%
Visa Signature® Credit Card 16.00% to 20.00% Variable Rate
Loan Type:
Visa Signature® Credit Card
APR*:
16.00% to 20.00% Variable Rate
Visa® Platinum Rewards Credit Card 14.00% to 18.00% Variable Rate
Loan Type:
Visa® Platinum Rewards Credit Card
APR*:
14.00% to 18.00% Variable Rate
Visa Secured Card 18.00% Variable Rate
Loan Type:
Visa Secured Card
APR*:
18.00% Variable Rate

*Rates expressed as APR-Annual Percentage Rate. Availability of rates based on creditworthiness and other factors and are current as of the first day of the current month

******The Annual Percentage Rate (APR) for this product is fixed.

Routing Number: 261071315

NMLS Number: 401141

Customer Support: 800-544-3328

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