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 / Loans / Home / Overview
 

Home Loan Sweet Home Loan

You know your life is truly coming together when you finally have a home of your own. And Delta Community wants to be right there alongside you to help your dream home come true. That’s why we offer so many different types of home loans. Whether you're a first-time homeowner, one who’s looking to refinance an existing loan or looking to make home improvements, Delta Community’s got you covered. To assist with your home purchasing needs, we offer several types of first mortgages and home equity loans. Our additional mortgage products include combo loans, jumbo loans and home renovation loans.
 
Product Description Rates This Product Suits
First-Time Home Buyer Program designed to help first-time home buyers purchase their home and understand their mortgage options.

Click here for current rates

Someone who is looking to purchase a first home.
Fixed-Rate Mortgage A Fixed Rate Mortgage is a mortgage where the interest rate is fixed and the monthly interest payment does not change over the life of the loan. Click here for current rates. Someone who is looking to purchase or refinance a home at a fixed rate.
Adjustable-Rate Mortgage You have a fixed rate for a certain period of time, such as 3, 5 or 7 years, then for the remainder of the loan the interest rate would adjust annually depending on the market. Properties that qualify for this type of loan are primary residences, second/vacation homes and rental properties. 

Click here for current ates.

Someone who is looking to purchase or refinance with a lower payment at the beginning stages of the loan.
Home Equity Closed-End Loan (HEC) Considered a traditional second mortgage, this is secured by your home and uses it as collateral. Click here for current rates. Someone who is interested in using the equity in their home for a specific project.
Home Equity Line of Credit (HELOC) A revolving line of credit that uses your home as collateral.

Click here for  current rates.

Someone who would like to tap into a line of credit using their home as collateral.
Land Lot Loan A loan that is used to finance the purchase of land or a lot property. Click here for current rates. Someone who is looking to purchase land to build on.
Purchase Money Second A second mortgage you can use to supplement the purchase of your home. Click here for current rates Someone who is interested in using a second mortgage to supplement the amount of down payment needed.

 
Current rating: 3.2 (25 ratings)
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