Products & Services
Delta Community offers products specifically designed for the needs of business owners, so you can keep doing business as usual, no matter what.
A dedicated Commercial Banker will discuss your business needs and recommend the most beneficial products and services for you. Call 404-677-4289 or email us at Commercial.Banking@DeltaCommunityCU.com.
Commercial Real Estate Lending
Commercial Real Estate Loans may be used for Owner Occupied or Investment Properties. If you are refinancing an existing facility, purchasing a property or building a new facility, a Delta Community Commercial Banker will work with you to determine which type of Real Estate Loan is best for your business.
SBA 504 Lending
The Small Business Administration’s lending program provides financing to qualified small businesses through the 504 "SBA Grow Loan" program, which provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as equipment, land, buildings or building renovations.
Equipment and Vehicle Financing
Financing new equipment and commercial vehicles can be an effective way to meet your business’s demands. Rather than tying up working capital, let the equipment or vehicle benefits pay for themselves while cash reserves remain on hand.
Working Capital Lines of Credit
Working Capital Lines of Credit can be used to support growth and meet seasonal demands. A Line of Credit can provide the freedom and flexibility needed for you to make the best decisions to support your growing business.
Treasury Management Services
Help your business stay competitive with simple, useful financial tools to keep things running smoothly without the extra stress and expense.
Remote Deposit Capture (RDC)
Focus on your business and reduce trips to make deposits with our Remote Deposit Capture. Checks may be deposited day or night, right from your desk. It’s fast, secure and easy.
Use technology to your advantage and deposit checks using Mobile Deposit, right from your smartphone. No matter where you are throughout your day, you can be in charge of your business’s finances.
Commercial Deposit Accounts
Delta Community Credit Union offers Business Checking Accounts that help your business stay competitive with simple, useful financial tools to keep things running smoothly. Whether you need a Value Checking option or you want to earn dividends, we have a solution for you.
A Business Savings Account provides a way to grow your business’s money every month. If you’re looking for a higher interest yield, we offer Business Money Market Accounts with no minimum required, no early withdrawal penalty, no long-term commitment and no monthly fee.
It’s important to protect your business and its assets. Through Members Insurance Advisors, our wholly owned subsidiary, you’ll find exactly what you need to cover every facet of your business that needs covering.
Our experienced advisors work directly with you to protect your company’s hard earned assets and reduce your total cost of risk. We offer a variety of Business Insurance products that will provide the right coverage for your business at the lowest possible cost.
Risk Management Services
Businesses of all sizes are subject to risk, which is why we offer Risk Management Services. From creating and implementing comprehensive risk management programs to identifying ways to reduce operating costs, Members Insurance Advisors can recommend solutions to prevent losses from occurring.
Employers know that one of the most important benefits for their employees is Health Insurance. This is why we provide strategic advice and benefits management expertise to make the process of finding the right insurance options for your needs a little easier.