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Personal Dividend Rates
Business Rates

Dividend Rates

Certificate of Deposit Accounts

Term Rate APY*
6 Month 3.68% 3.75%
Term:
6 Month
Rate:
3.68%
APY*:
3.75%
12 Month 4.89% 5.00%
Term:
12 Month
Rate:
4.89%
APY*:
5.00%
24 Month 4.41% 4.50%
Term:
24 Month
Rate:
4.41%
APY*:
4.50%
36 Month 3.92% 4.00%
Term:
36 Month
Rate:
3.92%
APY*:
4.00%
60 Month 3.92% 4.00%
Term:
60 Month
Rate:
3.92%
APY*:
4.00%

View Current Certificate of Deposit (CD) Disclosure Supplement

Minimum Opening Deposit: $1,000.00
Minimum Balance: $1,000.00
*APY = Annual Percentage Yield. Rates subject to change.

Checking Accounts

Tier Rate Rate APY*
$0.01 - $4,999.99 0.00% 0.00%
Tier Rate:
$0.01 - $4,999.99
Rate:
0.00%
APY*:
0.00%
$5,000.00 - $24,999.99 0.01% 0.01%
Tier Rate:
$5,000.00 - $24,999.99
Rate:
0.01%
APY*:
0.01%
$25,000.00 - and above 0.02% 0.02%
Tier Rate:
$25,000.00 - and above
Rate:
0.02%
APY*:
0.02%

View Current IRA/Savings/Checking Disclosure Supplement

Health Savings Accounts

Tier Rate Rate APY*
$0 - $499.99 0.45% 0.45%
Tier Rate:
$0 - $499.99
Rate:
0.45%
APY*:
0.45%
$500.00 - $9,999.99 0.45% 0.45%
Tier Rate:
$500.00 - $9,999.99
Rate:
0.45%
APY*:
0.45%
$10,000.00 - $24,999.99 0.50% 0.50%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.50%
APY*:
0.50%
$25,000.00 - $49,999.99 0.60% 0.60%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.60%
APY*:
0.60%
$50,000.00 - $99,999.99 0.80% 0.80%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.80%
APY*:
0.80%
$100,000.00 - and above 0.85% 0.85%
Tier Rate:
$100,000.00 - and above
Rate:
0.85%
APY*:
0.85%

View Current Health Savings Account (HSA) Disclosure Supplement

Individual Retirement Accounts/Coverdell Educational Savings Accounts

Tier Rate Rate APY*
$0 - $9,999.99 0.45% 0.45%
Tier Rate:
$0 - $9,999.99
Rate:
0.45%
APY*:
0.45%
$10,000.00 - $24,999.99 0.50% 0.50%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.50%
APY*:
0.50%
$25,000.00 - $49,999.99 0.60% 0.60%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.60%
APY*:
0.60%
$50,000.00 - $99,999.99 0.80% 0.80%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.80%
APY*:
0.80%
$100,000.00 - $249,999.99 0.85% 0.85%
Tier Rate:
$100,000.00 - $249,999.99
Rate:
0.85%
APY*:
0.85%
$250,000.00 - $499,999.99 0.85% 0.85%
Tier Rate:
$250,000.00 - $499,999.99
Rate:
0.85%
APY*:
0.85%
$500,000.00 - $999,999.99 1.24% 1.25%
Tier Rate:
$500,000.00 - $999,999.99
Rate:
1.24%
APY*:
1.25%
$1,000,000.00 - and above 1.74% 1.75%
Tier Rate:
$1,000,000.00 - and above
Rate:
1.74%
APY*:
1.75%

View Current IRA/Savings/Checking Disclosure Supplement

IRA CDs

Term Rate APY*
12 Month 4.89% 5.00%
Term:
12 Month
Rate:
4.89%
APY*:
5.00%
24 Month 4.41% 4.50%
Term:
24 Month
Rate:
4.41%
APY*:
4.50%
36 Month 3.92% 4.00%
Term:
36 Month
Rate:
3.92%
APY*:
4.00%
60 Month 3.92% 4.00%
Term:
60 Month
Rate:
3.92%
APY*:
4.00%

View Current Certificate of Deposit (CD) Disclosure Supplement

If you currently have an IRA CD at another Financial Institution that you will be transferring to Delta Community, please contact our IRA Department at 404-677-4600, option 3, to speak with an IRA Specialist about the transfer process and the steps to take before your current CD reaches maturity.

Money Market Accounts

Tier Rate Rate APY*
$1,000.00 - $9,999.99 0.45% 0.45%
Tier Rate:
$1,000.00 - $9,999.99
Rate:
0.45%
APY*:
0.45%
$10,000.00 - $24,999.99 0.50% 0.50%
Tier Rate:
$10,000.00 - $24,999.99
Rate:
0.50%
APY*:
0.50%
$25,000.00 - $49,999.99 0.60% 0.60%
Tier Rate:
$25,000.00 - $49,999.99
Rate:
0.60%
APY*:
0.60%
$50,000.00 - $99,999.99 0.80% 0.80%
Tier Rate:
$50,000.00 - $99,999.99
Rate:
0.80%
APY*:
0.80%
$100,000.00 - $249,999.99 0.85% 0.85%
Tier Rate:
$100,000.00 - $249,999.99
Rate:
0.85%
APY*:
0.85%
$250,000.00 - $499,999.99 0.85% 0.85%
Tier Rate:
$250,000.00 - $499,999.99
Rate:
0.85%
APY*:
0.85%
$500,000.00 - $999,999.99 1.24% 1.25%
Tier Rate:
$500,000.00 - $999,999.99
Rate:
1.24%
APY*:
1.25%
$1,000,000.00 - and above 1.74% 1.75%
Tier Rate:
$1,000,000.00 - and above
Rate:
1.74%
APY*:
1.75%

View Current Money Market Disclosure Supplement

Savings Accounts

Tier Rate Rate APY*
$0.01 and up 0.25% 0.25%
Tier Rate:
$0.01 and up
Rate:
0.25%
APY*:
0.25%

$5.00 minimum deposit required

View Current IRA/Savings/Checking Disclosure Supplement

Business Rates

Business Checking

Tier Rate Rate APY*
$0.01 - $999.99 0.20% 0.20%
Tier Rate:
$0.01 - $999.99
Rate:
0.20%
APY*:
0.20%
$1,000.00 - $99,999.99 0.20% 0.20%
Tier Rate:
$1,000.00 - $99,999.99
Rate:
0.20%
APY*:
0.20%
$100,000.00 - and up 0.25% 0.25%
Tier Rate:
$100,000.00 - and up
Rate:
0.25%
APY*:
0.25%

View current Business Services Disclosure

Business Value Checking

Tier Rate Rate APY*
$.01 and up 0.00% 0.00%
Tier Rate:
$.01 and up
Rate:
0.00%
APY*:
0.00%

View current Business Services Disclosure

Business Money Market Accounts

Tier Rate Rate APY*
$0.01 - $24,999.99 0.75% 0.75%
Tier Rate:
$0.01 - $24,999.99
Rate:
0.75%
APY*:
0.75%
$25,000.00 - $99,999.99 1.24% 1.25%
Tier Rate:
$25,000.00 - $99,999.99
Rate:
1.24%
APY*:
1.25%
$100,000.00 - $499,999.99 1.74% 1.75%
Tier Rate:
$100,000.00 - $499,999.99
Rate:
1.74%
APY*:
1.75%
$500,000.00 - $999,999.99 1.98% 2.00%
Tier Rate:
$500,000.00 - $999,999.99
Rate:
1.98%
APY*:
2.00%
$1,000,000.00 - and up 2.23% 2.25%
Tier Rate:
$1,000,000.00 - and up
Rate:
2.23%
APY*:
2.25%

View current Business Services Disclosure

Business Savings Accounts

Tier Rate Rate APY*
$0.01 and $99,999.99 0.30% 0.30%
Tier Rate:
$0.01 and $99,999.99
Rate:
0.30%
APY*:
0.30%
$100,000.00 - and up 0.35% 0.35%
Tier Rate:
$100,000.00 - and up
Rate:
0.35%
APY*:
0.35%

View current Business Services Disclosure

The interest rate and annual percentage yield is accurate as of the first business day of the current month. Rates may change every dividend period as established from time to time by the Credit Union's Board of Directors. Fees could reduce earnings.

*APY=Annual Percentage Yield

Routing Number: 261071315

NMLS Number: 401141

Customer Support: 800-544-3328

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